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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month

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sj0217
post Jul 31 2015, 08:33 AM

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QUOTE(cybpsych @ Jul 31 2015, 07:32 AM)
both also possible. online via hlb connect is easier smile.gif
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Possible not to call CS, better done through online... Thanks biggrin.gif
sj0217
post Jul 31 2015, 02:00 PM

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QUOTE(Wind82 @ Jul 31 2015, 01:45 PM)
This Hong Leong Bank service is kinda bad.

I applied on July 16th, approved one week later.

Haven't received the card till now. Called CS, he said it has been sent out through NORMAL post.

I was like WAT? Normal post? Not even registered? What about lost credit card and fraud and etc?

All my others credit card were at least sent by POSLAJU. This Hong Leong bank wanna save cost till like this....
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Suggest you collect from branch will be better as my previous situation same like you

After one month plus only get my replacement card, first card has send lost
sj0217
post Aug 2 2015, 09:45 AM

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QUOTE(tcken @ Aug 2 2015, 08:20 AM)
I have called to the CS for 2 times for requesting the pin number to register online account. It has been a month, I still haven't received it. Sigh.
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Suggest you direct go to branch and request for PIN, just within 10 min can be done

Bank will then send you PIN by email to your personal
sj0217
post Aug 2 2015, 10:09 AM

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QUOTE(tcken @ Aug 2 2015, 09:58 AM)
I have agreed with the rm5 fee for requesting the pin number via mail. Not sure if it can be waived if I walk in to the branch directly. I have dealt with a few banks CS but I found out HLB seems like the worst. = =
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RM5 fee to be charge ??

No, FOC when I requesting for the PIN from branch
sj0217
post Aug 3 2015, 09:25 AM

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QUOTE(Duckies @ Aug 3 2015, 09:15 AM)
Does he has a booth or something? I prefer to walk in and apply + free gifts  tongue.gif
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should apply and get the card as soon as possible

the early you get the card and spend, the cash back on this month you can get since early of the month now... tongue.gif
sj0217
post Aug 5 2015, 09:57 AM

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QUOTE(splitzz @ Aug 4 2015, 11:38 PM)
Thats what I thought too. So I asked the lady handling my application and she said no, must be 50+ only can get cb.
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Seem like those sales person are not really clear on their own product.

The person who handle my application that he mentioned same as your lady also, must RM50+ to be spend... doh.gif

But you can always follow forum here to be more accurate information I would say
sj0217
post Aug 6 2015, 10:42 AM

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QUOTE(janson_kaniaz @ Aug 3 2015, 07:19 PM)
paid some bills today via uobpayonline this afternoon. havent got any email for the transactions. anyone having same thing?
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Have you get those email confirmation back?? Going to make payment through payonline
sj0217
post Aug 6 2015, 10:19 PM

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QUOTE(cybpsych @ Aug 6 2015, 10:13 PM)
year 1 new signup mah smile.gif he got the cards back in May 2015  biggrin.gif
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QUOTE(MGM @ Aug 6 2015, 10:05 PM)
sj0217 managed to get AF waived. rclxms.gif  rclxms.gif  rclxms.gif How did u do it?

https://forum.lowyat.net/index.php?showtopi...post&p=75770566
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Opps, I should mentioned it as this is first year of AF tongue.gif
sj0217
post Aug 8 2015, 10:06 AM

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QUOTE(janson_kaniaz @ Aug 6 2015, 01:43 PM)
midnight same day and the day after.

just check your uobpayonline history and also your hlb online banking.

for me, both says paid.
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Confirmation email has send you from Payonline??

I didn't received it.

Transaction done on 6 Aug - afternoon time

Check Payonline and HL account, both have the record, mean the bills have been processed, just worrying why no email has send through hmm.gif

sj0217
post Aug 8 2015, 04:31 PM

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QUOTE(janson_kaniaz @ Aug 8 2015, 02:31 PM)
not sure. but email confirmation will be sent within minutes.
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I received email confirmation after few hours normally, your one so fast.
sj0217
post Aug 8 2015, 10:02 PM

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QUOTE(karcity @ Aug 8 2015, 09:07 PM)
I used payonline since it start operated. In many occasion when too many ppl pay at the same time, there will be system error in which they won't send you email confirmation, but they have pay the bill. So if both has record, email confirmation is not important anymore.

You can try to call them. I tried before. Very troublesome. It will waste a lot of your time in order to get back the email.

Usually after payment , email sent within the mins to few hours. Rarely email sent on next day. If you didn't receive email on day 3, then you need to check the payonline history and cc account.
My personal experience. Hope it helps
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Noted, thanks for your explanation

Since both of it have the record, will not call for an email confirmation, as long as the payment has go through, it is fine
sj0217
post Aug 8 2015, 11:42 PM

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QUOTE(lil_flank @ Aug 8 2015, 11:13 PM)
Finally i got this Wise Card Gold. I am also planning to use Uob payonline to pay my water bills and electric bills.
Is my steps below correct if i use uob payonline to pay my water bills of rm160?
1) Login uob payonline
2) Select water utitilies and pay rm50 using Wise card
3) Key in my TAC received from my hp
4) Make another payment
5) Select water utitilies and pay rm50 using Wise card
6) Key in my TAC received from my hp
7) Make another payment
8) Select water utitilies and pay rm60 using Wise card
9) Key in my TAC received from my hp
10) Log out of uob payonline

Coz I am worry uob payonline/hlb do not allow me to make multiple payments on the same bills on the same day.

Thank u in advance!
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You can "add" when you paying your bill, only allow one bill with multiple times, but not for 2 different bills at the same time...

Example: TNB bill, rm200, you can make it as 4 times by click the "add", TAC will send to your phone one by one after you key in for each transaction. After that, continue another bill
sj0217
post Aug 9 2015, 12:05 AM

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QUOTE(karcity @ Aug 9 2015, 12:04 AM)
If you add 4 times as you mentioned as above, is it consider as 4 transaction or one transaction ?
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Count as 4 transactions, each RM50

QUOTE(tzxsean @ Aug 8 2015, 11:56 PM)
somehow the 1st send TAC nvr arrive (everytime).. have to resend for my case (received it within 10 secs) rclxub.gif
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Never encounter this before, all TAC send to my phone accordingly

This post has been edited by sj0217: Aug 9 2015, 12:10 AM
sj0217
post Aug 9 2015, 02:19 PM

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QUOTE(cipher3344 @ Aug 9 2015, 01:18 PM)
How u mean by "add"?

I paying same tnb acc..
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If you only pay the bill with single transaction then no "add" is need

This is doing for those who going to pay multiple transactions under one bill, to split up the amount from total bill.

After you click "proces", below on left size there has a button
sj0217
post Aug 22 2015, 01:19 AM

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QUOTE(deadravel @ Aug 22 2015, 12:27 AM)
I applied for this card 2weeks ago. 
The cc sales person said first year free annual fee then only I sign up to try. 
Anyone can double confirm this?  Thanks

And how bout 2nd year and so on, I heard can waive if swipe more than xx times..  But I see first page say unwaivable. Confused sleep.gif
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First year is waive for new sign up...

Second year onward, you may call to cs request to waive but most likely cannot waive, as reported from forumer here.

Don't think there have such offer where xx times swiped for waiver
sj0217
post Aug 22 2015, 04:39 PM

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QUOTE(supersound @ Aug 22 2015, 03:25 PM)
posonline need to charge 2% for any transactions made.
Well, nothing much you can do. So lesson learnt is, don't apply cards on beginning of month.
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Extra 2% plus 6% GST some more doh.gif

I have did one transaction but until now still pending status, have you experience this ??

CC still no record on this transaction
sj0217
post Aug 22 2015, 05:46 PM

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QUOTE(supersound @ Aug 22 2015, 05:00 PM)
I see, then i got no say liao. But need to spend that amount of rm50000 a year, I don't think it is worth.
posonline I never use before(registered but never use).
For your case, looks like transaction failed.
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Even so, status still showing "pending transaction"

It should be updated to failed right, so now don't know I want to pay manually or not, maybe call pos office for inquiry then
sj0217
post Aug 23 2015, 07:46 PM

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QUOTE(kelvinlzy @ Aug 23 2015, 05:25 PM)
I experienced it before. It was rejected. The reason being, the expiry month and date are reversed. I was so used to UOBPayonline format. After that immediately the tranx got approved.
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What is the bill you paid for ??
sj0217
post Aug 31 2015, 10:26 PM

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QUOTE(marcross @ Aug 31 2015, 10:00 PM)
Just curious, why I dun get the cash back?
Can someone help to figure out?
[attachmentid=4858113]
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You mean rebate for July or August?

August rebate will be reflect on 28th Sept
sj0217
post Sep 3 2015, 08:56 AM

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QUOTE(Pistacio @ Sep 3 2015, 08:49 AM)
Thanks for your reply.

Just another quick one, if the statement starts at 18th, so I need to start my 10x RM 50 before the month ends, i.e. before 30th or 31st of the month be eligible for the 10% rebate right? not until till 17th of the following month right?
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Rebate will be based on Posting date and monthly basis, not statement date

I think before 28th will be great, most of the time the posting date will be 2 days after transaction date.

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