What can agent they do 🤦‍♀️ when do not have the power to do asset allocation and investment decisions

The problem lies in the CIO and the fund portfolio managers who are managing loss making funds with bad investment decisions

Is not hard 🤦‍♀️ but in the 1st place do you trust that UT portfolio manager able to beat the markets in the 1st place

History already shows that more than 90% UT are losing money and underperforming the benchmark itself 🤦‍♀️ even though they set a lower and easier benchmark to beat

just some thing to think about when focusing too much on the S&P500 indexes as a benchmark or "sailang' in bcos of it past many many years of good performance...

Not all UT used index benchmarks 🤦‍♀️ because they know 1stly they can’t beat the market and secondly to satisfy their owns hence they set the benchmark internally and yet still cannot beat it 🤦‍♀️

Doesn’t matter in the factsheet or not 🤦‍♀️ or benchmark the most important whose is the actual portfolio manager and how is the person performance in managing fund and the tenure of it