almost the same?

seen like ESG high tech sikit 

Don't get caught up with those bombastic terms: disruptive, next gen, sustainable, ESG, AI, thematic

😂😂😂
Nvm, i play small small only

Not every flashy fund is reputable like ARKK - ARK INNOVATION ETF

ESG is still a "new" concept to a lot of companies 😅 unfortunately it'll take a long while before businesses start to actually put green technology and "human rights" into practice with their company management.

Maybe current emerging workforce generation and politicians will push for more focus (example: recent Biden administration pledges) but as of now, profits > human rights and environmental impact.

IMO if you're into the ethics of ESG then can and should fund, but don't expect much profit until 10+ years later.

Only a handful of governments that are proactive towards SRI/ESG and many of these are not big economies, so companies unlikely to actually profit much since much of ESG successful implementation and advancement relies on government enforcement of minimum ESG standards.

US and China for example aren't great at enforcing ESG positive policies as of recent decade.

Hi guys. I’ve been doing a comparison of several fundfact sheets between PM funds and that of its competitors such as Affin Hwang, Eastspring, etc.

I find that most of the PM funds don’t seem to be doing as well when compared to its competitors (mainly looking at funds that have been around for more than 10 years or at least 5 years).

Nevertheless PM seems to be winning many awards now and then. I can’t understand why.

Yes I do understand that past performance for not guarantee future performance but track record still helps us make an educated guess on how well these funds are managed. Especially when doing comparative types of analysis. Do you guys agree?

Anyways, does anyone here have great performance/ experience with their PM funds (which funds?)? Care to share?

Thanks.

Macam yes. I didn't do an actual comparison with other funds, but based on reports I gathered online this seems to be the case.

My cynical dua sen is that these "awards" are sometimes actually sponsored advertising in disguise

PUBLIC e-EMAS GOLD FUND
(PeEMAS)

Invest in Gold the Convenient and Affordable
Minimum investment of only RM100 via Public Mutual Online.
Sales Charge of up to 1.0% of net asset value (NAV) per unit.
Zero redemption fee.
Management Fee of 0.85% per annum of the Fund’s NAV.
Invests at least 90% of NAV in gold ETFs.
Initial Issue Price: RM1.00 per unit during Offer Period (1 September – 21 September 2021)

Fund Features
• Minimum investment of only RM100 via Public Mutual Online.
• Invests at least 90% of its net asset value (NAV) in a minimum of 5 gold exchange-traded funds (ETFs) in the global markets, with the balance in liquid assets

https://www.publicmutual.com.my/LinkClick.a...E%3d&portalid=0

https://www.publicmutual.com.my/Menu/Campai...Launches/PeEMAS

Gold etf by hwang expense ratio is around 0.6 percent if include  all management and custody fees

Public mutual e-emas is more suitable for those to invest lil by lil Eg rm100 per month

You don't pay rm10 for brokage to buy rm 100 worth of gold right?

yes. but the society does function like this. if you are rich and can put in more money your fees are cheap, if you have only a few hundred t invest then the fees is expensive

hellogold is not yet established and hence people will favor public mutual for it's reputation

what is Emergency Reserve Account (ERA) ?  any body/agent PM know ?

my agent told me will launched early Nov, when i ask what is that, no info at all.....

Hi all,

Seems to be not able to find answers via Google but why most initial investment must be made in 1k?