I switched my US-EU-centric funds to APAC-centric funds. Anyone here think the same?

Some funds r heavily China, some funds diversified to other countries in this region.

The reason i shifted to stay away from more trouble in EU n capitalise on potential growth in APAC

Singapore, Japan, etc also expected to grow. Why would u go all in ?

Hi guys, I just noticed the fund that I invested many years ago the status shows suspended.

What does it mean? Am I losing all the money?

Can I take out or redeem the money without switch to another funds? I don't feel like invest again. Thanks

FSMone portfolio normally only charge 1.5% sales charges and zero sales charges for selected funds during promotions.

buy more unit when market is bad/ on the lower range of the values and wait for the market to recover later. Separate the money invested into few batches and put in money on different day/ time, I.e at least a week apart.

ETF (in USA) also charge very cheap expenses, and the return is mimic S&P500.

However, if the mutual fund requires active management, try to avoid DonKey.

FSM is selling the same type of products, UT.

there is a better alternative in the market

Yeah, but consumer needs to gain access to financial knowledge as well.

Otherwise, there will be more "beginner" investor running into the fund running by Donkey Manager.

Top up info:

5) Yes, u r right. NAV  tak boleh pakai. When NAV is useless, ur only return is income distribution.

6) stock picking for a fund really depends on the fund manager experience, capability to foresee the global trend and other factors.
The comparison to any other fund is unfair as they hold different portfolio, except for Bursa KL index (which is the benchmark most fund house used).
It is understandable 2020 to 2022 that the market is heading downtrend, so no complain on this period.
However, 2016 - 2019 is my pain.

7) I use my own money, pick my favorite counters in Bursa.

5.5% + other hidden fee investor paid, is for better return, not FD type of return. Otherwise, why should we invest in higher risk equity fund.

High risk + high fee = low return is a joke 

I agreed ETF is the best option, especially S&P500.
Low fee, one of the best world index return.

But brokerage charge is not as low as 1.5%?

But isn't UT supposed to outperform it's benchmark while an ETF will never outperform its index? That's why we are paying for all these fees..

Fully agree with this. Public Mutual is a scam. Better to buy Public Bank shares, or invest in ETF / blue chip stocks using DCA strategy over the long run.

Wow, I didn't realize that. I invest my funds overseas more. SG/HK/US markets.
MYR depreciation cannot stomach, hahahaha.

Completely untrue, LPI Capital owns Lonpac in Malaysia and 45% of a general insurance company in Cambodia. It is is no way the parent company of Public Bank. Market cap RM4.5b vs RM75b

Public mutual seem performing bad.
Even EPF based investment did many years ago, giving return much lower than EPF itself.

Are there any other mutual fund bank/companies doing better than PM?
Can anyone recommend?

what fund can be switched to?
current is 087882834 PUBLIC ISLAMIC ASIA TACTICAL ALLOCATION (under epf scheme)
making lost every year
sry bad managing this, shame on agent too didnt follow up..

Agent can pick the right UT that beat benchmark and invest in the right market like Japan, India, or fixed income

So why don’t we invest in some UT that constantly beat their benchmark? Instead of focus on how many fund underperform benchmark 😅 is it that hard to pick UT that constantly beat benchmark out of all the available UT in the market?

Pick those UT that has a good past record of beating benchmark for over 5 or 10 year?

Why not pick those benchmark against indices like sp500, nikkei index, stoxx?

It is all in the UT factsheet right?