TBH, PM charging a 5.5% sales charge nowadays is totally unacceptable when there are other platforms charging only a max of 1.75%. (No wonder PB is making a lot of bucks all these years...)
Idiot.... buy online also kena 3.75% sales charge!!

Sales consultant roles are obsolete now, i personally never got any advice from sales consultant also. anyway what the consultant can do? they cannot guarantee the return pun. i believe insurance industry also heading the DIY age.

PM must change to survive in this fintech age, or else no more new investment from the younger age group.

PS: i still have these funds under PM since their inception:- (going to sell off soon)
1) PBCF (Luckily this china fund recovered and made some profit...)
2) PBGF (I must say this is one of the best performers)
3) PBFIF (Fixed income fund - nothing to shout about)

This post has been edited by wonghs: Sep 4 2017, 06:54 PM