Hi all, I have PM for quite some years. But I'm very noob til i dun understand most of the info in the monthly/yearly statement except profit or minus. Tat's why i neglected PM. Recently, I try absorb as much knowledge as possible.

I look at the statement, the performance is not that great. As many here even return back to EPF... so i'm wondering is it because of the funds i invested is not the right one or is memang is not as great EPF?

I'm thinking whether i should give it a second chance or just return back to EPF...

Kindly advice. Thx!