Portfolio now:
Foreign funds: 0%
Local funds: about 40%
Local small-cap funds: about 20%
Money-market: 40%

Some of the local funds, I have to hold because one of them, a small-cap fund, is closed, and some have PA insurance. And all them in positive CAGR... and contributing positively to the overall IRR. Will only chop those that do not add higher value to the IRR.

They are the usual popular funds; Ittikal, Ittikal Sequel, PB Islamic Equity, and newly added PB Balanced.
Small cap PIOF (which was closed in Sept 2014); and recently launched small & mid cap Select Treasures.

In the plan: switch more into Select Treasures by another 10-25%, and cautiously increase equity back to 85-100%. But this might not happen, and maybe even lower total equity to 20%-40%... all depending on which direction the wind blows. 

(The total switched values in the main portfolio broke the 1 mill mark this week.    )