Compile the sums withdrawn throughout the years you took out from EPS to invest in PM  against declared EPF divs and see...

Hi all, I have PM for quite some years. But I'm very noob til i dun understand most of the info in the monthly/yearly statement except profit or minus. Tat's why i neglected PM. Recently, I try absorb as much knowledge as possible.

I look at the statement, the performance is not that great. As many here even return back to EPF... so i'm wondering is it because of the funds i invested is not the right one or is memang is not as great EPF?

I'm thinking whether i should give it a second chance or just return back to EPF...

Kindly advice. Thx!

Hi sifus ....... I got a small PM funds last time invest with angpow money long time ago. To cut it short, its a small pocket of funds I didn't use for a long time, so like two years back or so my agent (more like my mom's agent) intro us to switch the investment to some china base investment that is under PM of some sort, we switch, but recently check with agent the funds growth are pityful ...... like RM91 bucks for a roughly 6k+ funds.

I wanna know is it wise to sit those small funds there and don't bother? Or waste time to keep there and just take them out to put somewhere else? I'm a total noob at this and the only investment I pump is asnb. This seems like not worth holding to pray for a miricle to happen.

Hi all,

Just want to seek advice whether I should stop DDA to china titan fund, and maintain my fund within the account to let it grow without investing into it every month.

Managed to dig my fund accounts over 16 years and found and found that it doesn't seem giving profit much (worse than promotional fixed deposit offered), and I have lost contact of my UT who serves my fund account.

Any advice would be appreciated.

Thanks.

i wonder what's the management fees charged by public mutual funds so far. had a friend who took out from EPF to put into public mutual funds, but he said if left with EPF, it would have earned more dividend.

the answer is always yes....

also same goes to property investment, when you ask if you have also invested? a lot of them would say yes (in my experience).

My mom don't no anything cincai buy some MF from PB for my sis. (Some relative also)

When I took over and checked, 1/2 the money was gone. More than 10yrs of investment.

Take out everything and close the acc.

Now I invest for her and slowly gain back some loss.

Hi everyone.. I am a long time investor in Public Mutual since 2007.

Ya. Don't simply invest in MF. Know what you buy.

It is better to invest in ETF yourself. No need for such MF.

No EPF.

It is a cash buy.

How long do we need to keep the funds? I have 1 fund already 13 years...but profit wise around 100% now..so divided by 13 years...it should be around 7.7% p.a since inception...should I keep it or redeem back to KWSP?