Hi, me as an agent of Public Mutual itself can't help but want to reply to most of the comment. As I realise the problem is most of the people doesn't inform well by their agent for basis understanding. So at least I can be helpful to whoever wanted to invest or already invest but still didn't understand.

In unit trust, your precious RM will converted to units, price per units depends on that day.
Let say price per unit is RM0.25
You invest for RM10,000.
So you get 40,000 units.

notes:
Your units wont be deducted


2 TYPES OF PROFITs
Dividend of unit once a year
Increase in price

Units in the fund, but you'll get more every year for dividend.
If the price is went down, of course you feel you get less profit in term of RM. But if the price goes up, you get both 2 types of profits

As for my uncle he got 17k out from 1k he put in the unit trust. But it took him 20 years! and he never switch the fund (so no charges for switching & so on). So be patient guys,

Notes
If the agent
- doesn't update you at least once in a month (but if you dont mind, at least every 6 months), change your agent or withdraw it. just call go to branch of Public Mutual, if too lazy just call for more info.

This is not for you if you expect bunch of profit in within a year. Try MLM if you want 200% in profit for first month. But the chance is you lose 100% of your money within that first day.


Ask me for any info regarding PM, i'll try to answer your q