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 Public Mutual Funds, version 0.0

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naTTan
post Dec 5 2015, 06:20 PM

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Guys just want ask, i am a goverment worker planning to invest in a low risk investment with my EPF, is public mutual a good option?
naTTan
post Dec 5 2015, 07:54 PM

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QUOTE(MUM @ Dec 5 2015, 07:10 PM)
while waiting for value added responses, it might be good to read

page 9, post # 166

page 10, post# 186

page 11, post# 203 and

page 11, post# 207 (some parts of that post hold truth about how some people believes and their response to your post)

what is the Sales charges for your investment with EPF money into public mutual funds?
is there any others that don't have Sales Charges for your investment with EPF money?
(btw,...don't let the Sales Charge be the main driver for fund selection determination, just include it in as part of the fund selection process)
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Thanks it seem like i came into contact with a wealth advisor from a firm. EB united/limited, i can't remember the full name.

I understand the basic function of the way UT work i guess, but how do firms/wealth advisors make a profit from your investment? is it a commision/percentage like thing?
naTTan
post Dec 6 2015, 09:00 AM

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QUOTE(MUM @ Dec 6 2015, 12:17 AM)
hmm.gif why don't you ask the wealth advisor from a firm. EB united/limited?  biggrin.gif
I could be wrong, but I guess most would make a profits from your investment by charging some Sales Charge during the initial investment and the annual fees for fund monitoring and advise to be provided.
(there are some funds that has 0% sales charges and no monitoring advise required in the market....like some of the PRS funds.)
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is Unit Trust consider a low risk investment? and is the 1 to 1 insurance coverage as good as it sounds?

I have heard recently of a CIMB retirement scheme how does that hold up?

 

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