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Public Mutual Funds, version 0.0
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lukenn
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 Dec 23 2015, 07:35 PM
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QUOTE(TC-Titan @ Dec 11 2015, 12:11 PM) My UTC is an old guy. from what i gathered last time he does invest in US and China growth funds. But he told me he won't invest my funds into them since they are too little. He will only do something if I pump in like additional 30k to 100k funds. Honestly, I rather use those funds to invest in the stock market myself. Hate to say it, but it sounds like your guy is a bum. I don't think he's considered your position, and has decided to put you in the place most convenient for himself. The fund returns just over FD rate, but still under 4%. Probably just enough to keep you quiet, not have to do any work, and take no risk of it underperforming. At the same time hoping that you'll pony up the RM50-100K to get his attention. What a fk|ng @55h0|e. You will probably get better advice on this forum for FREE, starting with me: - get a new agent, or move to an online platform which cost less. This post has been edited by lukenn: Dec 23 2015, 09:05 PM |
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lukenn
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Dec 27 2015, 01:28 AM
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QUOTE(j.passing.by @ Dec 24 2015, 01:12 PM) The PB series has only several local equity funds; PB Growth, PB Growth Sequel, and PB Islamic Equity. You may looked up the Performance chart and compare their performances for the past several years and rank them, but bear in mind that the better fund this year might not continue to be the better fund next year. Anyhow, I presonally prefer PB Islamic. (YTD returns of 6.34% vs benchmark -0.52%) Actually Public Mutual (together with Public Bank) have a while bunch of Malaysia only equity funds.... Public Aggressive Growth Public Dividend Select Public Equity Public Focus Select Public Growth Public Index Public Industry Public Optiamal Growth Public Regular Savings Public Savings Public Sector Select Public Select Alpha 30 Public SmallCap Public Strategic SmallCap Fund PB Growth PB Growth Sequel etc... etc ... This post has been edited by lukenn: Dec 27 2015, 01:32 AM |
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lukenn
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Mar 18 2016, 01:44 AM
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QUOTE(avms01 @ Mar 17 2016, 10:55 AM) Thank you for sharing the video. It's interesting point of view from Anthony Robbins? Seeking clarifications? 1. If Mutual funds are not good investment vehicle due to charges/commissions, what other types of investment out there available for an ordinary people who are not well versed with Bursa/shares, Forec, etc? Assuming one is looking at about 8% return? 2. Are there any such Income Insurance plan available here in Malaysia? Thanks for sharing and Good day. Those are really good questions. I'm also curious if the poster BeastB has tried out any of the suggestions, and had some first hand practical experience. As for the second question, IMHO, insurance is for protection, and isn't the correct tool for cash flow or investments. |
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lukenn
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Jun 11 2016, 10:43 AM
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QUOTE(xuzen @ Jun 10 2016, 10:40 AM) That is because investor like Dasecret are the betul-betul minority. By and large the Malaysian population are quiet ignorant about financial literacy. Agreed, dasecret is exceptional. We would be so much better off if we took a page out of her book. Others would do well to listen when she speaks. QUOTE(kradun @ Jun 10 2016, 08:35 PM) Mutual fund is not for 1 year investment. Average out the service charge over the whole investment tenure then the invesment cost will reduce significantly. To each their own, whether paying more through an agent, or doing your own homework with an online platform. You get what you give. You can service your car yourself, or you can send it to a mechanic. Both feasible options,but results may vary. |
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lukenn
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Jun 14 2016, 07:07 PM
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QUOTE(MUM @ Jun 14 2016, 06:56 PM)  |
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lukenn
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Jul 21 2016, 10:05 AM
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QUOTE(cplai8791 @ Jul 21 2016, 09:10 AM) Hi all, new to unit trust and fund. I read through previous post here... There is always performance table for 1, 3, 5yrs and YTD. May I know how this calculated? Is it solely based on the NAV or taking in distribution factor already? Thanks. Calculations can either be 1. cumulative - total growth for period : (end-start)/start 2. annualized - average growth per year, compounded : CARG/Future Value calculation 3. calendar year - performance for year : (end-start)/start same as cumulative, except time set to 1 year. Distribution already taken into account. |
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