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 Public Mutual Funds, version 0.0

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jlkh760830
post Jan 19 2021, 04:09 PM

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Guys, how to read each unit trust portfolio at PMO page?
jlkh760830
post Jan 19 2021, 06:50 PM

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QUOTE(ironman16 @ Jan 19 2021, 05:29 PM)
Portfolio means info?
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Yup,, nevermind... Found it at pocket PMO..
Thx guys
jlkh760830
post Jan 19 2021, 06:59 PM

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Yalor ,,by the way,, need to ask,
What if I plans to invest at new fund? How to justify to fund is potential or not?

And if I plans to join account with my daughter to invest a fund that allow her generate some extra funds for her future studies,, which type of fund are secure to invest?

Anyone sifu can tunjuk ajar? 🙏🙇
jlkh760830
post Jan 19 2021, 07:38 PM

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QUOTE(ironman16 @ Jan 19 2021, 07:12 PM)
My opinion

Invest in the fund that u foresee wiill growth, like tech fund or this few year will b asia ex japan or China.

Suit u or ur daughter?
Planning to harvest in how many year?
Willing dca monthly or when NAV drop u panic n stop or retreat? After that marah ironman sebarang suggest?
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Hahaha,, the fund mainly for daughter study,, won't expect fast and high return..
Don't mind for longer periods investment..

Gain or lose, nothing to blame anyone,, because the decision will be make by ownself.. 😅
jlkh760830
post Jan 19 2021, 07:39 PM

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Bond fund ok boh?
jlkh760830
post Jan 19 2021, 07:47 PM

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Guys ,, how to read back each fund details from pocket PMO.. suppose recently I manage to read details at this page

user posted image
jlkh760830
post Jan 19 2021, 07:54 PM

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When always click at any fund selection,, it's will end up at this page 🤦

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jlkh760830
post Jan 19 2021, 08:13 PM

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QUOTE(ironman16 @ Jan 19 2021, 08:01 PM)
click ur left handside upper part (got 3 lines), select portfolio, select unit trust.

should b able to see the fund u purchase

or select lower part got PORTFOLIO, should b can see

or u means u wanna read the detail b4 purchase???  sweat.gif
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Already have own investment fund.. this one I know ..


QUOTE(ironman16 @ Jan 19 2021, 08:02 PM)
this means u havent invest in this fund yet.... sweat.gif
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Sdh lah...


QUOTE(ironman16 @ Jan 19 2021, 08:03 PM)
try build ur portfolio that consist several fund
diversified it
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Actually I won't view others new fund details before investing. ( I believe it's call fund overview) correct?
jlkh760830
post Jan 19 2021, 08:17 PM

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QUOTE(ironman16 @ Jan 19 2021, 08:16 PM)
Still 3 line, select analytics, select all
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Yup ,, correct.. got it already

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jlkh760830
post Jan 19 2021, 08:19 PM

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A question,, how to know the fund is from which country?
jlkh760830
post Jan 19 2021, 08:24 PM

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QUOTE(ironman16 @ Jan 19 2021, 08:20 PM)
U mean invest in which country?
From fund objectives.

U better download quarterly reports to search, easier
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Where to select fund objective?
jlkh760830
post Jan 19 2021, 08:30 PM

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QUOTE(ironman16 @ Jan 19 2021, 08:26 PM)
This one got objective fund a.
Invest in greater china

But remember, single country fluctuations is high. U can gain 16%, u may loss 16%
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Great thx ironman 👍
Starting to understand the chart
jlkh760830
post Jan 19 2021, 09:00 PM

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QUOTE(ironman16 @ Jan 19 2021, 08:39 PM)
Good, planning finish baru start, don rush.
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Tqtq Sifu... 🙏🙇
jlkh760830
post Jan 19 2021, 10:19 PM

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A question,, usually u guys before invest a certain fund, do you guys will look at categories (Risk, Inception & Fund Size) ???

From this 3 categories how to justify the fund are ok to invest?
Any sifu can explain?
jlkh760830
post Jan 19 2021, 10:21 PM

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This 3 👇

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jlkh760830
post Jan 20 2021, 07:43 AM

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QUOTE(ironman16 @ Jan 19 2021, 10:38 PM)
i cant see the name.... sweat.gif
cant said more.....

some body did mention if the fund size big, better for the fund manager to buy any stock (just like u got 5 mil, u wan buy any house oso ok, but if u only got 200k, dun tell me u wan buy banglow although u know this area banglow can be invest)
but somebody oso mention if fund size too big, hold too much cash, no place to invest....(let say u got 5 mil but u stay at rural area, nothing much can be invest since u buy almost all the property)
up to u decide

high risk mean fluctuation is big, today u can gain 16%, tomorrow u loss 16%, who know...(today u eat at restoran 5 star, tomorrow u eat at mamak tepi jln)
r u ok?

time frame mean it got longer past year performance for u to see, but past year performance not guarantee u future performance....just a guide line for u...
most of the agent will tell u this fund past performance is how how how, but do they dare to gurantee u for the future 5 year oso same profit? jika x dapat, they pay u the different  brows.gif  brows.gif )

My strategy is hold some regional fund, may b their wont be the best perform but they wont be the worst bcoz consist of several country (unless all country collapse) example asia ex japan fund, global fund, ASEAN fund, emerging market fund,  .......

after that hold some high risk fund (normally is single country or sector) example China A share, China, Msia, Indonesia, US, Tech, Gold, Health, AI, .....
they will try to help u make a big gain if perform well

hold oso some bond fund, their may not give u high return, but let say at least 4% yearly, not bad oso........
hold some money market fund (MMF), just slightly better than FD, but cant fight inflation.....
best if u need the money urgently.....serve as emergency fund....
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QUOTE(j.passing.by @ Jan 19 2021, 10:55 PM)
'Risk' just shows the category, bond, equity or balanced fund. The other 2 can be short cut by looking at the nav price, since they are under same company and have similar policy on giving out the income distribution.

I looked for nav above 0.3000 cents.  This shows the equity fund has a track record, and in most cases the fund size too, as funds with good track record will attract more investors.

Except newer funds, like less than a year launched, then nav must be promising like at least 0.28 cents.

(All equity funds debut at 0.25/unit.)
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QUOTE(ironman16 @ Jan 19 2021, 11:13 PM)
If in same region, i will choose the fund with low volatility, consistently performing.
This few year syariah fund perform better bcoz no banking sector n suku oso seen promising.

If banking sector start performing, lain cerita sudah.
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Tqsm all sifu,, for your explanation 🙏🙇
Atleast now I've a guideline which fund really look into it..

Anyhow,, back to my previous question,, for children, what fund are suitable for long term investment?
jlkh760830
post Jan 20 2021, 10:12 AM

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QUOTE(ironman16 @ Jan 20 2021, 08:44 AM)
How old?
I will go with growth fund (i prefer tech bcoz volatility high, good for dca, ever green fund) , so that can accumulate the capital.

I oso got balance fund for my child (i take United Malaysia bcoz is flexi fund and affin select balance) , so that i not need buy bond fund for my children oledi.

Up to u.
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now around form 3, still need to study more which is more suitable to invest




QUOTE(yklooi @ Jan 20 2021, 09:57 AM)
mind telling the fully name of this PB AI?
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PUBLIC e-ARTIFICIAL INTELLIGENCE TECHNOLOGY FUND
jlkh760830
post Feb 14 2021, 10:02 PM

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Any sifu can explain what's the meaning of the chart with the blue color line & the benchmark brown color line?
How to different ship the meaning of the chart?

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jlkh760830
post Feb 14 2021, 10:32 PM

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QUOTE(MUM @ Feb 14 2021, 10:09 PM)
means the actual fund performance is "BETTER" than its stated benchmark during the selected period (time frame)
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OIC 😅🙏🏻🙇🏻‍♂️
TqTq sifu... now understood
jlkh760830
post Feb 20 2021, 11:22 PM

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Hi all sifu,, I'm still in learning stage, can I know actually when doing redemption on each unit? Actually how to calculate the each unit worth how much?

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