Hi, need some insight. I'm going to invest some money in public mutual and these 2 fund caught my attention:

-Public e-Islamic Sustainable Millennial Fund
-PB GLOBAL TECHNOLOGY & HEALTHCARE FUND

Any opinion regarding the future of these fund?
If i understand correctly the composition of these two fund are roughly the same which comprise of mainly technology and healthcare with the millenial do add in in consumer/lifestyle industries as well.

The millenial fund have lower fees but the global tech& healthcare seems to specialized in industries that people will need so possible slighly better returns.

An agent recommended me PIDF though. Seems like to focus on malaysia market. I prefer global market as epf already cover most local cover market needs.

Any thoughts?

I'm investing through a friend which is a public mutual agent.

I've checked using the benchmark vs actual performance data at public mutual website and morningstar website, yes both fund outperform the benchmark at roughly the same performance i would say.
Something like a 10%-13% annual return would be a pretty conversative estimate.

You have in mind other fund that you feel is outperforming by a large margin than this two fund?

Based on your visual analysis:
- pbgthf are generating better return than peismf under the same period of time.
17.86%(pbgthf) vs 13.96%(peismf).

- However the peismf do manage to beat the benchmark at a higher margin of around 6.5% while pbgthf only at the margin of 4.48%.

-pbgthf do incurred a higher sales charge of 5.5% vs peismf at 3.75%

So overall i would say of by raw return wise the data shows that pbgthf would be the sligtly better choice while peismf do seems to have higher growth opportunity by looking at the actual vs benchmark margin and not to mention cheaper NAV price.

Tough call.

It's under the same period but im not sure about the benchmark value. My guess is the benchmark value are against each of the fund composition/industries.

I do see your point.
However my angle is more towards if the fund manager was able to beat the benchmark in its own industries by a higher margin. Would that means maybe potentially there are more undervalued stock in that particular market that can help generate growth for the investor?

That kind of things