kradun is absolutely correct -60% annualised over 8 years- the nominal return is 6% not dissimilar to epf over the same time horizon-nothing to brag about in cocktail parties anyway
kradun has also avoided using more complex maths to calculate the actual return of your investment assuming that you are contributing regularly to the slew of funds in ur portfolio. in fact he has overestimated the return
however to be fair, we also need to compare the risk vs return portfolio of epf vs pb held by the investor to determine which is a more superior investment