So I am a few of those that make money from Public Select Dividend fund.

Yes, it has been quite sometime, more than 10 years. I didn’t check on the performance except that the agent will call me from time to time to tell me how much I make.
But the last 5 years was not good.
A few years back, agent keep asking me to switch to China centric funds but I told her no. That saved me from losing a big portion of my funds.
Yeah I agree that PM is not the right investment now due to its high charges n there are so many options. And being financial literate n doing due diligence will minimize the losses.

PBB Group has a very loyal group of customers, in banking, unit trusts n insurance. And if you spent sometime in the bank, you will notice many elderly customers renewing their FDs at super low rates now. That’s Brand Loyalty, my fren!

Good for you to get back your investment losses. Well done!

I presumed many are also long term investors in Public Bank n have been rewarded handsomely. So, subscribing to anything on PBB is good.
I have a number of friends who took up unit trusts recommended by officers of Stanchart n Maybank n hv lost close to half of their investments. It was so bad for the
Stanchart officer with clients cursing n swearing at her that she went missing, either transferred or resigned.