Hi all, I have PM for quite some years. But I'm very noob til i dun understand most of the info in the monthly/yearly statement except profit or minus. Tat's why i neglected PM. Recently, I try absorb as much knowledge as possible.

I look at the statement, the performance is not that great. As many here even return back to EPF... so i'm wondering is it because of the funds i invested is not the right one or is memang is not as great EPF?

I'm thinking whether i should give it a second chance or just return back to EPF...

Kindly advice. Thx!

Hi sifus ....... I got a small PM funds last time invest with angpow money long time ago. To cut it short, its a small pocket of funds I didn't use for a long time, so like two years back or so my agent (more like my mom's agent) intro us to switch the investment to some china base investment that is under PM of some sort, we switch, but recently check with agent the funds growth are pityful ...... like RM91 bucks for a roughly 6k+ funds.

I wanna know is it wise to sit those small funds there and don't bother? Or waste time to keep there and just take them out to put somewhere else? I'm a total noob at this and the only investment I pump is asnb. This seems like not worth holding to pray for a miricle to happen.