The fund is suitable for short-term investors who seek capital preservation.

Notes: This is neither a capital guaranteed nor a capital protected fund.
Short term refers to a period of less than 3 years.

looking at the returns....it looks like almost similar with Bank's Fixed Deposit board rates....

Minimum initial investment*: RM100.
Minimum additional investment*: RM10.

for some people

https://www.publicmutual.com.my/LinkClick.a...M%3D&portalid=0

try your luck?
what is the targeted Total ROI (in 3 yrs time or 1 yr time) do you intent to get before you can consider if your luck is good or not good?