Hello. I need some advice about this unit trust. I have invested in equity fund 3 years ago. However, the fund’s performance is just average. I have a few questions:

1.What are the difference between these two charges Switching Charge and Transfer Charge?

2. I wish to open a new fund. At the same time, can I transfer just certain units from the old fund to this new fund? If yes, what are the charges and the total charges? Thank you



This post has been edited by ameli7a: Apr 15 2020, 08:32 PM

Thank you very much your explanation on the switching/transfer charges. I invest in Public Mutual equity fund - PIEMOF. That picture was from the PIEMOF prospectus.

I wish to open a new fund.

1.Can i open a new fund under PMO Online without a consultant? Is it possible? The current fund I'm investing in has a consultant. Would it automatically take this consultant for the new fund I'm opening? If no, where does the commision for consultant go for the new fund I would be opening

2. Public vs PB funds. One thing I know is that PB funds doesn't have consultant. Anything else pros and cons between these two?

3. Which funds under Public Mutual would you be recommending now. Well it would be wise to invest in funds that are dealing with technology and healthcare. This year suppose to be the breakthrough for 5G, unfortunately Covid-19 landed.

4. Based on my observation, I'm attracted to these few funds but I can't make up my mind. Or is there better fund than these. Please advice.

a) PB GLOBAL TECHNOLOGY & HEALTHCARE FUND
b) PUBLIC TACTICAL ALLOCATION FUND
c) PUBLIC LIFESTYLE & TECHNOLOGY FUND

Hello, I want to know whether it is possible for me to discard my Unit Trust Consultant. If yes, what are the steps?

I want to remove my consultant. My consultant doesn't bother to update me. When i tried to call or even whatsapp, call was not answered, messages were not replied. I rather have no consultant or if I could manage to find a good consultant then i would take one.

Okay thank you guys for the info. Hehe yeah i still buy. The last i bought was back in March when the economy went downhill. I bought at a very low price. Most of the fund price right now has tremendously increased. I am planning to open a fresh fund which is still low in price and on recovery mode. So far i noticed public indonesia select fund as an example. My idea is to buy funds like this and went the price go up to redeem it.

Hold on first. The decline has started. Will wait and see how it goes in the next few days.

Yes i definitely will file a complaint soon. Before that I would want to go to Public Mutual office and clarify a few things first. As you said clients are not passive income for UTC..