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 Public Mutual Funds, version 0.0

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ajaxcbcb
post Sep 17 2018, 02:35 PM

Casual
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Junior Member
421 posts

Joined: Apr 2011
From: Kuala Lumpur Malaysia



QUOTE(ehwee @ Aug 17 2018, 01:07 PM)
So just wonder what are the example of PM funds that have a history profit records of 10 years with 8% return?

Anyone can share?
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You can check out Public Dividend Select. I feel many people make a mistake for not diversifying their portfolio. they invest solely on one fund and with not diversifying your portfolio, you are not able to take advantage of different sectors' weather wave. not every sector is a bed of roses. therefore, with a well diversified portfolio, you can take the returns from those that are appreciating, and wait or the other side of the sector to come back to sunshine season again.
ajaxcbcb
post Sep 17 2018, 06:47 PM

Casual
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Junior Member
421 posts

Joined: Apr 2011
From: Kuala Lumpur Malaysia



QUOTE(yklooi @ Sep 17 2018, 03:04 PM)
hmm.gif if diversified then, the returns p.a. may not be achieveable at 8% pa because the good funds will be used the cover the bad one right?

any suggestion for a diversified portfolio and it % of each fund allocation that can helps to provide about 8% p.a. return on average?
(not 8% pa continuously but ave 8%pa over 5 years (40% in total, or 80% in total over 10 yrs)?
notworthy.gif  notworthy.gif

for since April 2015 my port has a CAGR of 6.3% with these composition
50% in PGSF
36% in PAIF
14% in PSEASF
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Depends on composition and your risk appetite. Well anything above 10 percent annually is considered higher risk than normal investment.
ajaxcbcb
post Oct 5 2018, 11:25 AM

Casual
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Junior Member
421 posts

Joined: Apr 2011
From: Kuala Lumpur Malaysia



QUOTE(gsan @ Oct 4 2018, 09:43 PM)
My UTC only say keep DDI  laugh.gif
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DDI with due diligence and choose funds that are not so volatile. else ur moving average will haywire
ajaxcbcb
post Dec 14 2019, 12:14 PM

Casual
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Junior Member
421 posts

Joined: Apr 2011
From: Kuala Lumpur Malaysia



QUOTE(Quinn @ Dec 14 2019, 08:57 AM)
If I buy the fund via kwsp platform, the fund pitseq from public mutual has insurance coverage, will I get this insurance coverage too when I buy through kwsp platform? Will this purchase also reflect into my public mutual online system? Anyone has any advise?
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Yes you will get the insurance but you won't have the privilege as a mutual gold
ajaxcbcb
post Jan 6 2020, 05:17 PM

Casual
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Junior Member
421 posts

Joined: Apr 2011
From: Kuala Lumpur Malaysia



QUOTE(engyr @ Dec 30 2019, 01:18 PM)
I have a question about joint holder. If the joint holder is minor (<18 years old), upon death of the fisrt-holder, will the  joint-holder  takes  over  the  investment? Can anyone (guardian of joint holder) withdraw the money before the joint holder attain 18 years old?
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will be transferred to a new caretaker

 

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