i think the difference is , if you withdraw from epf account 2 to buy unit trust/mutual fund, the annual dividend must be credited back into your epf account, you cannot cash out any profit.

correct me if wrong.

Hi all, need a bit of advice.
I've been investing in PB various funds for around 5 years now, all via EPF withdrawal. These funds were all chosen by my agent.
Now that i-Invest has come on board, this might render the servicing agent "out of job".
A simplistic question (might sound silly though): Would there be any agent or investment company who can help to provide consultancy services but at a lower commission than the normal 3%?