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 Public Mutual Funds, version 0.0

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Ramjade
post Oct 31 2015, 11:36 AM

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QUOTE(nexona88 @ Oct 31 2015, 11:34 AM)
wonder where I seen tis statement before  tongue.gif  biggrin.gif  blush.gif
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But is not buy and sell at rm1/unit. tongue.gif
Ramjade
post Jun 10 2016, 10:16 AM

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QUOTE(adam1122 @ Jun 9 2016, 07:45 PM)
Can anyone recommend me some very good agents who have a variety of mutual fund schemes that can suit different type of risk appetites?

I have RM100k in savings by the way.
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Not worth it. Your fund need to perform >9% to even the SC. If it earn only 7%, you are getting effectively only 2% return

QUOTE(cybersim2 @ Jun 10 2016, 10:07 AM)
Wonder why PM still attract a lot of investor. Coz of their reputation or sweet talking agent
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Nama la. You ask anyone, peoole sure heard of public mutual. Try asking fund supermart abd see, you will get blank look. Then combine that with presentation skills of agents quoting 6-11% p.a without any source.
Ramjade
post Jun 11 2016, 02:30 PM

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QUOTE(kradun @ Jun 11 2016, 02:12 PM)
Ya, the illustration used above is quite misleading as the service charge is 1 off cost. Once the investment period are for few years then "fund need to perform more than 9% only can beat FD" will no longer valid, and mutual fund is definitely not for short term investment.
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That statement is only true if you don't intend to topup anymore. Buy once and that is it. If you topup every month/year, those 5% will decrease your returns.
Ramjade
post Jun 12 2016, 04:08 AM

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QUOTE(apathen @ Jun 12 2016, 02:57 AM)
Guess what was the answer I got from one of their agent? She said PM funds normally would perform better during economy down time . Make me wonder whether I was buying insurance or mutual fund.
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Haha... Perform better during downtime? That's not true. There's only one fund in Malaysia which will perform well during down time. Amanah saham fixed price funds. But then again you get the same returns during good time as well. sad.gif

This post has been edited by Ramjade: Jun 12 2016, 09:07 AM
Ramjade
post Aug 21 2017, 12:11 PM

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QUOTE(viex @ Aug 21 2017, 11:56 AM)
I haven't touch Mutual fund for years.
Used to buy PB series growth fund, was doing well before 2008

Then recently I bought Money compass magazine to check the performance.
It does badly compared to other fund houses in 10 year performance. Not as good as its own performance ten years ago.
What happened to PB ah? Change of managers?
It is true that many people changed fund house?

cry.gif
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Public mutual memang not performing. They don't have customer interest at heart. Vote with your money, withdraw and buy other fund from other fund house.
You can try FSM MY. Cheaper choices.
Ramjade
post Dec 2 2023, 05:24 AM

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QUOTE(cappuccino vs latte @ Dec 1 2023, 10:19 PM)
Which fund(s) having the same investment mandate and able to match the returns of the RHB Cash Management Fund 2?
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