I want to seek advise, if I can consistently do DDI monthly and will invest more than 10 years, which fund will give better return?

1. Public regular savings fund, has consistent dividend.
2. Public strategic small cap fund, new index fund and has potentially upside growth.

Need your 2 cent advise. Will consistent dividend or potential upside growth give better return?

If I buy the fund via kwsp platform, the fund pitseq from public mutual has insurance coverage, will I get this insurance coverage too when I buy through kwsp platform? Will this purchase also reflect into my public mutual online system? Anyone has any advise?