Seriously, from thread to thread, i have never seen any constructive feedback from you. All you have done is to add noise to the forum, make people annoyed and make jokes out of yourself. 

Why are you here?

Go home, sleep well, enjoy your money, don't insult people and make a fool out of yourself.     

Sorry, the investment I put in is rm0.30 to get this rm500-600.

Yes, you are right, at least I don't cheat to earn a living like agents
By using some technical term is to cheat and mislead others for you may be right, but for me that's wrong. I'm sure you will disagree with this.

This is really quite high level. Want to reach this level also not easy.

I strongly support Pink's idea. Not to ruffle feathers but Public Mutual Funds are... do your own reserch 

Hey guys, can I seek for some advise here?
I am thinking about to invest my savings in Public Mutual and someone suggest me to go for PAVGEF. However, I wonder is this a good time to invest, as many statistics expect unit trust to slow down in next few years. I will be greatly appreciate if someone provide some advise on it. Many thanks.

Sarcatainment.

The alternative of not paying a service fee is to DIY. Since you mention you are a complete noob... and don't want to pay tuition fee... how lar?

Xuzen

p/s

If you wanna save on service charge you can hop over to the Fundsupermart thread: The definitive guide to DIY UT investing in M'sia.

Wait till his sarcatainment hears about ETF.. <screams FSM also charges too high> 

I understand la. I am willing to pay, just that, is there cheaper service charge as an alternative to PM. Because I tried to google around, can't see banks posting about service charges in their website. All directing me to their call-me-back form. I saw from iMoney, some securities companies are offering 2% service as compared to PM which is 5% wo but I can't find any information about the 2% in their website.... =(

Distribution for P. Islamic Bond fund is 6 sen per unit. It is a consistent income fund with about 6% distribution no matter how good or bad its annual growth performance was. Good to have this type of fund for the older investor who are withdrawing the distribution as part of his/her retirement income. Too bad it is closed to new investors.

how much return or loss u got? 

lost about 2k...macam mana tak rage...
penat penat save 20k the lost 2 k...wtf

My personal experience in investing in unit trusts:-

1.  We invest in unit trusts using spare cash. We have back up emergency funds of at least 3-6 months. No bad debts e.g. credit card debts.

2.  Long term investment horizon of at least 2-3 years. This will even out the market fluctuation.

3.  We cannot time the market. Therefore we have to do DCA or VCA and do portfolio rebalancing from time to time.

If we cannot satisfy the above requirements, it is best to stay away from unit trust investments or any other investments for that matter. Unit trust investments is not a capital guaranteed get rich quick scheme. There are risks involved.

Now only u know...

Pink Spider  lai lai come here and explain about dividends for unit trust.

As lyn veteran member, I expect better quality of comment       

I want to hear more analogies from you. I enjoy reading them

This time you probably can use viet mois as an example. Probably will help their under to stand

Take note tat your total value in RM remain status quo pre n post distribution of dividend

The distributions (as usual) are a joke to me. PSMALLCAP is one of the best funds just 5 cents?

Just looked at my EPF Public mutual(didn't bother checking for so many years ) and I only got like 15% after 5 years. That is even lower than EPF rate.

BTW is it possible to switch funds to FSM from public mutual from EPF side?

Yeah, I saw the post and was like 
It's so wrong until don't even know where to start 

Nvm la, we go back to our usual playground for our higher level discussion