normally fund managers performance (blue) will roughly equal benchmark (brown), rarely see them outperform, but PSA30F outperform last year
every RM1 you put into Public Mutual (equity funds) is charged 5-6 sen, if you take out, want to put back in have to pay that tax again. If you are afraid of losing that profit, can put it into PMMF where it'll earn FD rates, want to switch other funds later only need to pay switching fees.

I only recommend redeeming out when you retire, like EPF



This post has been edited by Medufsaid: Apr 10 2021, 07:56 AM

I got PMMF and PIMMF before, both are still the same that is based on FD rates somehow. Don't use it to "grow your money", its main purpose is for you to flee to safety if there's a bear market like 2008 subprime crisis.