Thank you very much your explanation on the switching/transfer charges. I invest in Public Mutual equity fund - PIEMOF. That picture was from the PIEMOF prospectus.

I wish to open a new fund.

1.Can i open a new fund under PMO Online without a consultant? Is it possible? The current fund I'm investing in has a consultant. Would it automatically take this consultant for the new fund I'm opening? If no, where does the commision for consultant go for the new fund I would be opening

2. Public vs PB funds. One thing I know is that PB funds doesn't have consultant. Anything else pros and cons between these two?

3. Which funds under Public Mutual would you be recommending now. Well it would be wise to invest in funds that are dealing with technology and healthcare. This year suppose to be the breakthrough for 5G, unfortunately Covid-19 landed.

4. Based on my observation, I'm attracted to these few funds but I can't make up my mind. Or is there better fund than these. Please advice.

a) PB GLOBAL TECHNOLOGY & HEALTHCARE FUND
b) PUBLIC TACTICAL ALLOCATION FUND
c) PUBLIC LIFESTYLE & TECHNOLOGY FUND

This fund caught my attention today... highest daily increment.

PUBLIC ISLAMIC OPPORTUNITIES FUND 5.29%



If you look into its 1-yr performance... equally amazing.
From 19-Aug-2019 to 18-Aug-2020, it is 55.8%, 68% at the peak.

If bought at the bottom on 19-Aug-2020 (5 months ago), the gains is 120%.
And the peak gain is 136%.

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Now look at the 3-yr performance...



The returns since 18-Aug-2017 is 37.50%.
(Which annualised to 11.2%... still a very good annual returns).

But look at the downward trend till 19-March-2020...

The question is, as an investor, can you hang onto to the fund during its downward trend? Especially if you made a lump sum purchase.

This reminded me of an old read years ago on chasing hot volatile funds... volatile funds would shake off some investors when the ride is wild.

Which brings us to the importance of timing - buying and selling or market entry and exit. And ultimately, the difference between the fund's performance and the investor's performance.

Cheers.

Sell and take profit. But if you believe this fund will continue to grow, maybe sell some and keep some.

i m new here. by looking foreign stock performance china market is the best. may i ask what r the best UT to invest now base on china market?