i mean your sis could put it in EPF and earns ~5% per year

This post has been edited by ronnie: Mar 8 2024, 12:58 PM

That's my sis money.

Mom where got epf. Old people just simply follow this and that.

so far so good. This is a long term investment anyway.

impressive returns

esp the Public Islamic Dividend

Public dividen selected fund. Since 2011

good info. thanks for highlighting.

The total performance of Public Dividend Select fund for the past recent 10 yrs is 12.07%....while the Islamic one is 34%.

1 yr is average about % for those funds?
I yr is average how much % if put in EPF?

If entered in Mar 2014, still got profit how many % AFTER paying the onitial 5.5% SC?

This post has been edited by MUM: Mar 9 2024, 05:44 PM


Attached thumbnail(s)

What kind of this bullshit dividen fund and either loss or pay peanut?

Fun manager gaji buta.

which fund in particular?

How long do we need to keep the funds? I have 1 fund already 13 years...but profit wise around 100% now..so divided by 13 years...it should be around 7.7% p.a since inception...should I keep it or redeem back to KWSP?

which fund did you get ?

it's up to you.... if annual growth is ~7.7% is higher than EPF/...keep it there.
is that 7.7% = CAGR ?

This post has been edited by ronnie: Apr 26 2024, 04:01 PM

Public Islamic Select Treasures since 2011..Unrealized returns is 100.52% from Jan 2011.

Public Islamic Select Treasures since 2011..Unrealized returns is 100.52% from Jan 2011.

depending on how confident you are with the investment made by the fund
investment is about prospective not historic
usually they compare with annualised return
the EPF annualised return between 2011 and 2023 is around 6%, while your fund is about 5.50%

potential tax relief for EPF voluntary contribution

there are better many funds out there

Just ranting here. PM being from Public Bank is really very not user friendly.

its been sometime since I last access look at my funds maybe already 2 years.

tried to log in to PMO for domestic borrowing status,upload my MyKad/passport. jezz they already have my mykad, been investing from them since I was a kid.

very irritated

Hi,


I got family member who dont want open public mutual online account.
Everytime when want check account fund value need go to branch print.

May i know how to manually calculate distribution?

This post has been edited by sl3ge: Jan 3 2025, 02:40 PM

could browse the announcement for latest distribution
for an older date, need to search from the annual/interim report

Ya, how to calculate the unit?

PIEBF for instance:
total unit = 1,000 on declaration date
distribution = 5.5 sen per unit
1,000 x 0.055 = RM 55
RM 55 / NAV of Declaration date + 1 = unit distributed: RM 55 / RM 1.2005 = 45.81 unit

This post has been edited by 1mr3tard3d: Jan 3 2025, 06:27 PM