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The Holme, 3R2B,1000+sqft condo start RM388pst ??
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Ray CK
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 Nov 5 2015, 08:25 PM
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New Member
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QUOTE(Ecofriend88 @ Nov 5 2015, 06:55 PM) Hello, need some help. Any purchaser here who already signed S&P? When do we need to pay the balance of 10% deposit. Tq tq Signed SPA today. Paid the balance 10% to Aset Kayamas upon signing the SPA. As for the leasehold period, it was confirmed by developer that the 99 years will be commenced from the date of the issuance of the title. One of their projects, Park Hill in Bkt Jalil. The title was issued in this year and the 99 years commenced from year 2015 This post has been edited by Ray CK: Nov 5 2015, 08:33 PM |
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Ray CK
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Nov 5 2015, 10:32 PM
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New Member
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QUOTE(Asali @ Nov 5 2015, 09:58 PM) Congratulations.  Any free gift u got? Haha. No free gift. But 54 months construction period, way too long especially without DIBS scheme This post has been edited by Ray CK: Nov 5 2015, 10:40 PM |
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Ray CK
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Nov 6 2015, 04:35 PM
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New Member
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QUOTE(bigman @ Nov 5 2015, 10:42 PM) normally developer just empty promise only....after VP...they will keep silent...unless is stated in black n white From my understanding, the land title wil be transferred from DBKL soon and the leasehold of 99 years will be commenced from the date of the transfer |
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Ray CK
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Nov 6 2015, 08:51 PM
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New Member
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QUOTE(rainderain @ Nov 6 2015, 04:47 PM) why transfer to dbkl?  Transfer from DBKL |
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Ray CK
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Nov 8 2015, 10:31 AM
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New Member
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QUOTE(jackie jackie @ Nov 7 2015, 03:32 PM) can swap credit card to pay the balance of 10%? According to SPA lawyer, buyers can arrange to sign SPA in solicitors' office or developer's office. If you say u want to sign it in developer's office then i think paying the balance 10% by credit card shd be ok. Better check with developer or your lawyer |
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Ray CK
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Nov 8 2015, 10:32 AM
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New Member
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QUOTE(jackie jackie @ Nov 7 2015, 03:32 PM) can swap credit card to pay the balance of 10%? According to SPA lawyer, buyers can arrange to sign SPA in solicitors' office or developer's office. If you say u want to sign it in developer's office then i think paying the balance 10% by credit card shd be ok. Better check with developer or your lawyer |
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Ray CK
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Nov 11 2015, 11:52 PM
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New Member
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QUOTE(Ecofriend88 @ Nov 11 2015, 08:54 PM) Hi Ray. When will they date the S&P? Did u initial on every single page so they can't change the content? Some lawyer said the land is owned by the developer hence there is no charge. Other lawyer said developer will buy the land from DBKL then will charge to a bank but the S&P seems leave it blank. Funny story all over te place. Final Question, have they cash out your balance paid? Having checked with my wife, she signed on the signing pages only. Normally only loan agreement requires the borrowers initial on every page and sign on the signing pages. I will check with the bank tomorrow see whether the balance amount cheque has been cleared |
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Ray CK
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Nov 11 2015, 11:55 PM
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New Member
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QUOTE(Asali @ Nov 11 2015, 09:40 PM) To add on, I am very particular on this sort of loan legal + reimbursement + MRTA insurance because all sum up is around 10k. So, better bargain a good deal. If you factor all these fees in to loan and loan tenure is 30 yrs, end up is RM18k. Why paying so much for not so important documentation. The legal fee for loan agreement + 0.5% stamp duty quoted by the lawyer was RM5,439.40 after 30% discount ( loan amount is RM352,800 ) |
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Ray CK
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Nov 15 2015, 10:05 AM
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New Member
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QUOTE(Ecofriend88 @ Nov 15 2015, 12:16 AM) Ray, did they cash out your Chq? Checked on last Friday. My cheque has not been cleared |
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Ray CK
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Nov 20 2015, 10:58 PM
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New Member
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QUOTE(soon9913 @ Nov 20 2015, 01:43 AM) Rm5.4k inclusive of disbursement n other charges ? Yes |
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Ray CK
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Nov 21 2015, 11:29 PM
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New Member
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QUOTE(Ecofriend88 @ Nov 20 2015, 11:40 PM) Yes, cheque cleared |
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Ray CK
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Nov 21 2015, 11:45 PM
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New Member
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QUOTE(Ecofriend88 @ Nov 21 2015, 11:32 PM) How can they cleared your chq before they date your S&P ? Who did u issue the chq to? Developer or lawyer ( stakeholder a/c. Developer can't collect deposit. Issued the remainder of the 10% to developer. Developer had obtained APDL license so they could accept our payment / deposit. The SPA will be dated n stamped after buyers and developer signed the SPA |
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Ray CK
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Nov 23 2015, 11:00 PM
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New Member
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QUOTE(mochamixer83 @ Nov 22 2015, 10:33 PM) Bro may I know which lawyer were u assigned? Can u snap the lower part of ur legal fee quotation? Mine was faizeah kerk n bong n they charged nearly 7k Wanna show them and ask for similar discount Same solicitors. U speak to Ms Helen |
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