Hi,
Need some advise.
Wife Parked my car beside playground in a Taman and left to visit friends. Motorcycle bang my car at the back. Witness told us she lose control, She only on L license, i suspect no license, bike without any L sticker etc. Her uncle say dont make report they will compensate. She suffered cut on her chin and broken wrist.

To be safe i file police report of the accident. The sergeant dint summon me just ask.me to.buy report and inform insurance co of the accident, and told me her experience usually this kind of case the injured will claim my insurance.

1. I.must inform my insurance co even i have no intention to make a claim? As the damaged not too serious and the agent told me claim estimate time up to 30 to 45 days, cant wait that long as i really need to.use my car.

2. Since windscreen and car insurance seperate can i claim for windscreen 1st so i can drive at the moment and decide later whether i want to claim for the body repair after?

3. The sergeant called the injured parent, but they dint file a report even after meeting the sergeant. If they dint file any report can the injured still file a report after? to make a claim on my car insurance? Is there a time frame for how long the report must be make so they can sue or make a claim on my car insurance?

4. If the injured do file report later and make claim do i need to attend court?


Sorry for so many questions.

Best regards
Ron

Thank you very much
appreciate your advise and information