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 What to do in an accident in Malaysia, Everything about m/vehicle insurance

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nazq
post Dec 30 2024, 11:34 PM

dead inside
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Senior Member
1,180 posts

Joined: Jun 2010
From: Chickentown



Family member involved in an accident this morning, skidded into a ditch.

Went with the guidelines, insurance towing & workshop panel, police report. Sent docs to the workshop which they will liaise with the insurance and according to them the documentation process will take 1-2 weeks to complete before assessment. This should be OD, right? Just can't help but worried since we didn't specifically mentioned it to them, and whether we missed something - there are no form, but the other docs (police report, copy of IC/licence, pink slip) are received and all are complete according to the workshop. Does the docs process can take that long, as well?

Also was wondering about this:-
QUOTE
Q : Should I pay the police compound/saman despite the other side is at fault
A : It is up to your discretion. However to challenge a compound/saman, you need to attend to court to explain yourself, which some find it tedious. Many didn't realized that in your insurance policy, insurance company will pay legal costs incurred up to a maximum of RM2,000.00 for defence of any charge including the charge of causing death by driving the Motor Vehicle(other than murder). If your accident has resulted in many casualties and injuries, just rang up or send a letter to the insurance company, they are more then willing to engage lawyer to defence you for free as your compound/saman will greatly affect them if the other parties are claiming.


The police mentioned that there are possibility for us to be saman under some Act for recklessness apparently, although we'll have to check in 2-3 days (since he need to consult with his superior). Just wondering if all the insurance company offered that kind of legal costs cover?

 

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