What to do in an accident in Malaysia, Everything about m/vehicle insurance
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 Feb 9 2018, 10:24 AM
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#1
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Senior Member
1,126 posts Joined: Jan 2003 
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QUOTE(jeghannathan @ Jan 29 2018, 12:53 PM) This is new car and 1st insurance policy. Policy amount 129k.. Once accident happen they said my policy not agreed value policy so need to follow market value and offer 82k..loan at bank 120k and full settlement would be 103k. Why brand new car they never offer agreed value policy. The agent useless. Any option what car is this? less than 1y, market value from 129k to 82k? |
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Jan 9 2019, 03:48 PM
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#2
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Senior Member
1,126 posts Joined: Jan 2003
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Guys,
My car got hit and run by a motorbike this morning, side mirror gone and car panel scratched? The incident might have caught on car dashcam or might not ( I havent check yet) Question, can I claim insurance for repair without afecting NCD? If the dashcam managed to capture the motorbike registration number? |
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Jan 11 2019, 07:55 AM
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#3
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Senior Member
1,126 posts Joined: Jan 2003
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QUOTE(jasontantenghuat @ Jan 10 2019, 10:47 AM) Motorbike a bit hard to claim insurance but you can try. Mine was with another car and manage to catch on dashcam. Need to go to the commissioner of oath to get the documents stamped. Some extra work but definitely better than burning NCB. QUOTE(loui @ Jan 10 2019, 09:28 PM) Like the next guy mention Noted, thanks.Do able but a bit tricky Easiest way to do is to lodge a police report now and stated you have dash cam record in car Make sure you tell them the dash cam is install by you Subsequently submit documents to your insurer Tell them the whole story and ask them to guide you to claim under OF no fault liability claim Different insurance has different way to deal with it |
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