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 What to do in an accident in Malaysia, Everything about m/vehicle insurance

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limkj
post Sep 5 2020, 11:26 AM

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My car was hit by a car at the back On the 29/8 while waiting at a junction. My bumper needs to be replaced and his car had his bonnet dented. The person and I immediately went to the police station to make a police report. While waiting to make police report, he told the police that he will come back later As he had to do something.
I have waited and made my police report. Also submitted my claim to Honda with the Honda Insurance. Claim all approved and car should be ready next week.

However I was just told by Honda workshop that the person did not make a police report. So according to him the investigation is not complete until he makes a report.

I understand that if he don’t make a police report, I cannot claim his insurance and I will lose the NCB. I’ve had checked and his car has a valid insurance.

I have Dashcam evidence and also the photo of his car.

What are my options now?
limkj
post Sep 5 2020, 10:20 PM

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Ok thanks for the advise. I’ll let you know the outcome.
limkj
post Sep 6 2020, 07:45 PM

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QUOTE(jasontantenghuat @ Sep 6 2020, 12:32 PM)
With the evidence, you can still claim without affecting your NCB even though other party didn't make a police report. I was a victim of hit and run, but lucky my car dashcam caught it.

But have to do additional steps, where you need to go to the commissioner of oath to get some documents stamped. What you need to bring there is:

1. Your police report (with pictures etc)
2. The police decision that you are right, the other party wrong
3. IC
4. (if able) the other party's insurance details. Usually, anyone in the car insurance line can help you get the info.

Get the commisioner of oath to stamp, then bring it to Honda. Ask to see the person in charge of claims.
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Thank you very much for your guidance. Will follow your steps and hope for the best.
limkj
post Jun 12 2021, 06:55 AM

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QUOTE(NotScammer @ Jun 12 2021, 04:01 AM)
Hi guys, my wife's car kena bang from behind by fdpanda rider, the rider then slide and bang another car (C2) that park illegally on the side of the road (park atas line kuning). Since C2 ask fp rider to pay him 1.5k for the damage, even though he is clearly at fault too, the rider decided to lodge a police report.

At balai, the sergeant told my wife she cant claim atas fp insurance since its a motorcycle insurance. Now who's gonna bare the cost to fix my wife's car? Sorry a bit noob about this things
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Can we claim from Food Panda’s insurance?

 

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