Maybe you should do a section on accident with foreign registered vehicles loui. It is very hard to claim against their insurance (no cross border agreement), and if they don't buy third party insurance when they drive in Malaysia, you are forced to claim against your own insurance, or demand money from them which they may, or may not agree with.

I had the pleasure of both being hit, and hitting Singaporean registered vehicles. At first I didn't know it's damn hard to claim against their insurance, so I had to claim against my own - RM2k worth of damage, so it's worth it to burn my NCD - so when it's my turn to hit a Singaporean registered vehicle, I didn't pay on the spot, and did police report on my own carelessness - RM3K worth of damage...

Same thing applies when you visit Singapore - you are not required to get 3rd party insurance, so if you get involved in an accident there, claim against your own insurance as well.

Both Singapore and Malaysia should enact a law like Thailand which requires foreign registered vehicles to have at least 3rd party insurance when they drive in their country to protect their citizens...

It only covers your vehicle, not the 3rd party vehicle which you hit.

Are you sure about this? I got hit by a Singaporean vehicle, and couldn't claim against their insurance. I need to pay and was told to claim against their insurance in Civil court

Police+Insurance Provider (MSIG)+Workshop all told me need to file claim against the Singapore Insurance provider at court - using the bill of repair / cost estimate by workshop. But since need to engage lawyer (lawyer fees), I malas since the process could take a VERY long time, soI just claim against my insurance provider.

Confirm the Singaporean car at fault, which was supported by the Laporan Polis and photographic evidence.

I guess you never had the unfortunate experience to get hit by a Singaporean car?

Ok, maybe my definition is different from yours. It is not as easy and straightforward thangetting hit by Malaysian cars, and also may not be worth your time/effort/money to go up and down the court & engage a lawyer. If you get hit by a Malaysian car, just getting the details of the car+driver, the police can follow up to get the accident report out and you claim under OD-KFK or even claim under the 3rd party insurance directly.

If you get hit by a foreign registered vehicle, which is covered by a 3rd party foreign insurance provider, you're screwed and you're better off just claiming under OD of your own insurance. The legal fees alone would be a stumbling block - and would take up to a few years...

If I get hit by a Foreign car, I now know to settle outside - or at least get some money to cover my NCD losses coz trying to claim under their insurance is a pain/not worth it...

This post has been edited by isr25: Jun 27 2017, 03:09 PM