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 What to do in an accident in Malaysia, Everything about m/vehicle insurance

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hustlerism
post May 8 2024, 03:24 AM

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1. How do I claim LOU from the third party?
2. What if you happened to be in an accident with government car and the car does not have any roadtax or insurance?
hustlerism
post Jun 11 2024, 09:48 AM

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QUOTE(loui @ Jun 11 2024, 08:55 AM)
Ask the workshop for assistance

They have standard template

Some workshop even help you to submit but you sendiri need to negotiate and follow up
*
Workshop told me nothing can be done except losing your NCD if this happened. Even though it is not the 1st party fault.
hustlerism
post Jun 11 2024, 08:05 PM

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QUOTE(loui @ Jun 11 2024, 12:26 PM)
I am guessing that you send to franchise workshop

Franchise workshops are those workshop owned by the manufacturer such as proton, Volvo, Toyota...

They usually not very helpful when it comes to this

Here is the sample

Note that you need to confirm police saman third party to able claim it
[attachmentid=11497013]
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How to saman third party if the third party is the police itself using their concession vehicle that does not have any roadtax or insurance?
hustlerism
post Jun 11 2024, 09:31 PM

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QUOTE(loui @ Jun 11 2024, 08:44 PM)
Though police don't have insurance, they are still liable to pay if they are found at fault for any TP claim

Gov of Malaysia will pay on behalf

However it will be painful to get money from them as they will assign DPP to lawan habis from day 1

Even if you won in court, gov of Malaysia will do whatever it takes to delay payment

Hence unless the amount is significant, don't bother to waste your time
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In other words, dont waste your time and just claim your own NCD?

 

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