No need. Let them do it. Later got time can claim uninsured losses from TP insurer (if result in your favour). Can claim loss of use. Even loss of ncd. Got 6 years to do it. Keep your options open.

I think you've gotten poor advice. It's actually not that complicated and you don't really need the use of a lawyer. Insurance in Singapore is same like Malaysia in which they are governed by the GIA. They cant just ignore your claim just because you are malaysian and didn't use lawyers. And they also don't like lawyers. They's much rather settle with you direct. All you needed to do was to pay the repairs first, then send a letter of demand to the singapore insurance company with the supporting document and wait. Shouldn't take too long if liability is clearly established.

It's too late now since you've already claimed. And your insurance MSIG would probably claim back the cost from the singapore insurance under subrogation.

But to test my theory out, you could claim the loss of use and the loss of your NCD (current year) from the singapore insurance. Why not try sending them a letter of demand with supporting documents without lawyer. Trust me, they won';t ignore you