Can anyone please advise, got hit by a lorry when i was moving straight and he from idling to reversing at taman muhibbah housing area, he hit liao despite my hon he just went off. So I made police report and asked policeman + my insurance agent whether I can claim his insurance. Policeman says Kena tjnggu keputusan fine,/ agent says lorry cannot claim, have to self claim like this will loose my ncb isn't it. The sarjan says xx date can come and take report but when I arrived the balai police they say the lorry driver didn't turn up. Please advise how to claim the driver insurance or self claim without affecting my ncb.


The whole story : i was in housing area driving straight whereby the road can only fit 1-2 cars max if those car owners keep their cars to their compound, so there was a lorry idling at 2/3 to the end , lorry head pointing towards ppl's gate tail occupied half of the road (slanting). i was approaching slowly and stop to make sure the lorry is idle so i hon once+ flash light and lorry didnt move for quite sometime, i was extra cautious as i knw the lorry doesnt belong to the taman , it was carrying" used/recycled machines" , only to reached the rear part of the lorry and noticed theres a guy driver playing with phone, so hes on my left and i was on the right still driving slowly , out of sudden he starts to reverse his car, theres plenty of gap i hon like mad and he still slammed my car on the left side , hes either having hearing issue /or too darn busy with his phone since i noticed his car window is widely open .


i keep emphasized the guy who reversed and knock my car was playing mobile phone yet the policeman didnt write it down, best thing is he hit and run, i actually understood how difficult for a driver to lose their hours of "working/ money", hence i waited there like a lunatic for hours for the guy to turn up before lodging police report. if he could covered half of my looses , i wouldnt have to make police report and get him "summon rm300". seriously speechless...

my option is TPPD> OD KFK
however police couldnt provide results due to the guy did not turn up / +my allianz agent says no way to claim lorry zzzz whereas i read the first post+ and google didnt state lorry as pengakutan awam. Anyone in this industry can confirm the claims made by my agent? if she insisted can i seek other agent/ supervisor from allianz to advise? Calling the allianz will only direct me to my agent after asking my "details"

This post has been edited by boonseng: Jun 13 2018, 01:59 AM

Alright bro ty, it seems like if i wanna get it done easier should be od-kfk to protect my ncb rather than all out to go for tppd, am i correct in this regards? i was told no need to go SC until got "pic+ investigation results" if not the SC wont initiate the work, mine already passed the time given by sarjan, sight need to chase them abit
still waiting for investigation results, cant afford to put my car for long time in SC .

This post has been edited by boonseng: Jun 13 2018, 08:35 PM

yes and thats my current situation.

I see thank you so much for your input so much more helpful than my agent not sure why agent keep insisting me to do self claim Od. Can't initiate tppd yet since sarjan on raya cuti, no keputusan siasatan sigh.

Made the effort to go to the insurance company, cannot do tppd because the incident is hit and run the lorry driver didn't turn up hence cannot go to the lorry insurance panel of workshop.

This post has been edited by boonseng: Jun 19 2018, 02:32 PM

Investigation results +pic of car damage is together? Wtf lol. No pic sc tak mau start

This is becoming fun.
Perodua confirmed I cannot do tppd or stuff for my case they advise is self claim Od. It is unjust I'm not fighting over the small ncd bonus, but how the offender can get away without having equal trouble I have had gone through.
Holy sweet sarjan back from cuti and told me have to wait another 2w or 1mlnth for them to bring the shit driver to police station as they failed to report themself.
Sad sorry fallen into ''insurance 1/2' scam. Was with allianz insurance fr 1 year, received a text my insurance expiring. Called allianz confirm expiring soon. Believe the phone numb given, called and paid after checking the bank account is ssm and legit. Ended up with Zurich lol. How the fark Zurich know my details. My personal info is sold sadly they know everything about me name vehicle numb exact expired date even insured amount correlate with allianz. Price also similar. Fml

This post has been edited by boonseng: Jun 25 2018, 05:17 PM

As promised after 2months since the incident, here are some
Tips for beginners,
1. first thing to do make police report, dont care u wanna claim bo, make report first , unless u r at fault la coz u will kena saman rm300 , so can nego with the other party (300) make sure he didnt report u also, beaware for 24hours.
2. dont bother to get info from insurance agent , mine do nothing, advise wrongly .
3. straight away bring the car to the authorised workshop for fix , dont delay more than 1week or else they will get u to write an apology letter which i was forcefully done so, ie mine i went to perodua, even without the result, i can go through the proceed OD then once got the result already convert it to TPPD, all u need to do is to hand the reports to the workshop advisor, they will do the rest.
4. so , our beloved malaysia has it flaws. if ppl "knock" you, and u reported but he didnt report /response, u will have a hard time to claim unless the sarjan willing to close case asap. If its a lorry , according to one advisor from perodua must below 1Ton. but other members said cannot claim lorry, so will see how and update.
5. right now, still get mixed answer from perodua after receiving my investigation results. hopefully i can claim the lorry as a punishment to the driver for hitting me and ran away.
lastly, when report police must tell them you want keputusan regardless whether you are still considering to claim or not. if u half hearted they will throw ur file to the store room and hoping u wont f/up with them for the result.

in case anyone is interested on my case, my lawyer pt giv me free consultation and willing to write letter to Zurich for not allowing me to claim third party, with this I phone Zurich once more when I mentioned I wanna submit this lawyer letter to them they put me with people in charge. immediately smooth sailing. basket useless piece of shit, now I was told to go and angkat sumpah so guys if u Kena knock n run please consult a lawyer, don't let these idiot run away. will further update.

sifu pls guide me what to bring for commissioner of oath other than police report car insurance policy ic and?

hi I just went, he only cares the police report n ic the rest he doesn't care. and according to my lawyer need nothing just one police report, self take pic of car damage and then straight away can go to comissioner for oath to settle no need waste time to wait for keputusan. Walao wei u know how many times I go cari sarjan at kinrxxx very syiok. ffk many times that one I close my eyes but when he said don't know letak case Di mana really sore.

btw when I mention lawyer and shit all kowtow to me for insurance if they naughty just mention u gonna bring this case to bank Negara the boss will call u. Lol. I emailed perodua with lawyers detail. no need I call they call me padahal when I call 5-6 times no answer this subang perodua sibeh gooding.

This post has been edited by boonseng: Jan 25 2019, 10:33 PM

if check back previous post I was cheated into zuxxx insurance mostlikely allizxx sold me to them. when I received sms from 66203 I thought official sms stating my car plate and shit gonna expired so I call allxx to confirm, they said yes expiring in 5days in my head I marah la I work in hospital and a small fry how to take leaves to go, he didn't response and then he said got sent letter which I didn't receive until I got into zurxxx.
the best part after talking to him, received another sms can state my car plate, name and my personal details with an agency company, so again I call allixx not the sms person because it is still 4-5digits number. so I call allxx again they said if agent they sampai rumah. oklo so I contact the sms which leave a phone numb I called they can do cod for me, I was pleased and call my family members to deliver the cash to the person. mana tau bought into zurxxx. did wanted to complain to bank Negara but haven't 1week got into accident I didn't know I bought zurxxx until I go n scold 9 allxx and then the zurxxx agent call me to calm down. very good job allixx.

This post has been edited by boonseng: Jan 25 2019, 10:41 PM