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 What to do in an accident in Malaysia, Everything about m/vehicle insurance

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arza04
post Oct 7 2019, 09:44 PM

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Hi everyone

Im using honda so my first year insurance is under HIP Zurich

Soon i need to renew my insurance and i prefer to buy AXA insurance, but I cannot see any honda body & paint service centre in their preferred / panel workshop.

Axa preferred workshop
Axa Panel Workshop

That means if get into accident i cannot repair at authorized honda centre? I want to maintain my warranty with them so this is important

Unlike Berjaya Sompo, they clearly listed honda body & paint workshop is their panel
Berjaya Sompo Honda Workshop
None of the official honda workshop is listed in Axa panel list

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arza04
post Oct 8 2019, 09:56 AM

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QUOTE(culain99 @ Oct 8 2019, 09:50 AM)
If car is new and you want to repair at authorized, walk into authorized repair center and ask them which is best/fastest approval. Some take looong approval time. Some authorized repair center, 1st question they ask when you send car in is what insurance? And then say this one will take xx weeks to approve and lots issues
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Good idea! I better ask straight from the authorized repair centre

Thanks man
arza04
post Oct 8 2019, 10:02 AM

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QUOTE(jasontantenghuat @ Oct 8 2019, 09:57 AM)
I think if you renew it at the Honda centre (means take HIP), by right should have.
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Hip so expensive....coz i also want to insure against flood, natural disaster, riots, windscreen etc

The basic without any addon is cheap, but when include all the add on HIP become few hundreds more expensive compare renewing myself online
arza04
post Oct 14 2019, 02:51 PM

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QUOTE(ciohbu @ Oct 14 2019, 02:16 PM)
dont forget there's such thing called betterment charges (extra from your own pocket if anything), up to 40% for 10 years old car

normal insurance i think cover til 5 years only.. then they will ask you to go panel workshop... HIP cover 10 years
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Now most insurance offer add on “waiver of betterment”, still cheaper than hip haha

But my car still new, i think before 5 years sell already haha

 

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