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 What to do in an accident in Malaysia, Everything about m/vehicle insurance

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andrekua2
post Nov 12 2016, 09:41 AM

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QUOTE(loui @ Nov 2 2016, 04:28 PM)
erm, why are you refusing to buy the keputusan?

even if you engage a lawyer to do it, they still need to go back and buy a copy.

TPPD claim is simple

Third party kena compound = claim 100%

Police neutral @ no one kena compound = claim 50%

You kena compound = cannot claim unless you cabar it in court
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Got claim 50% one meh?
andrekua2
post Nov 12 2016, 09:48 AM

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QUOTE(vm02 @ Nov 8 2016, 07:10 PM)
Update,claim Advisor from repair centre refuse to proceed third party claim against taxi who knocked my car with the reason "our repair centre dont do third party claim,please write a letter to tokio marine and claim own insurance".
What nonsense is this? keputusan not yet out and already inform me with this unacceptable reason.
Need help on this..
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QUOTE(loui @ Nov 8 2016, 10:11 PM)
They are not obliged to do TPPD on your behalf

You need to do it personally or get a lawyer to do for you

Please refer to the first post to find out how to DIY TPPD claim
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Wow... I thought nowadays improved already but still same. I remembered that 15 years ago, I hit a BMW in JB and their panel sent me a lawyer letter which I then need to submit to my own insurance. But before that, I need to inform my insurance and submit the police report within a time frame. If fail to do so, they said they can refused the claim.

I heard that if the other party not cooperative like informing their insurer, it could take months to settle.
andrekua2
post Nov 12 2016, 03:02 PM

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QUOTE(loui @ Nov 12 2016, 11:24 AM)
Yup. If police didn't compound anyone, most likely you get 50% of the total claim
All the while the same. Lawyer will lose their job if both TPPD and TPBI procedures are simplify

Informing part is not essential. As long as the claim assessor gets all the relevant documents.
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I see. If nobody get summon, you get 50% claim even if claim own insurance? Better admit wrong if so. NCD gone anyway, why not claim full.
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