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 What to do in an accident in Malaysia, Everything about m/vehicle insurance

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WiLeKiyO
post Jan 20 2017, 02:13 AM

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loui

TL;DR,

A car rammed my rear bumper, hit-and-run, minor damage on my bumper. Managed to get his plate number.

I made police report, but the guy hasn't make police report until now(3rd day).

I wish to make OD claim instead of OD-KFK to avoid the hassle, do not mind losing my NCD. CNY is around the corner, consider it as 破财消灾(spend money to remove bad luck).

Police told me to wait 14 days for the investigation outcome, but since do not wish to claim OD-KFK, should I inform police I only wish to make OD claim?

This post has been edited by WiLeKiyO: Jan 20 2017, 02:22 AM
WiLeKiyO
post Jan 20 2017, 10:12 AM

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QUOTE(loui @ Jan 20 2017, 08:40 AM)
no need to wait

but my suggestion is that, you follow up with the police in charge later

claim for OD now, once you get keputusan siasatan which in your favour, just pass it to insurance company

and insurance company will revert your OD to OD-KFK
*
What's the procedure to get the keputusan siasatan? Do I have to go to the police station again to get the keputusan siasatan?

Btw, the guy is 100% at fault, he kissed my rear bumper exiting from shopping mall car park.
WiLeKiyO
post Jan 20 2017, 12:54 PM

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QUOTE(loui @ Jan 20 2017, 11:19 AM)
upon finishing the investigation, police will come up with the siasatan polis

you can ask your agent (if you bought via agent) or workshop staff will do for you

can only get it in police station counter, need to pay RM10 if I am not mistaken

make sure you call up first, some police is lazy, they will forget to issue the siasatan polis if you didn't push for it
*
Appreciate your help man.

I called the police station they told me to wait 14 days and call them back for get the keputusan siasatan.

But on the day I made the police report, the sergeant actually told me to repair it myself, no need claim insurance.

I told him I would claim OD KFK/third party, he said "Nak claim insurance mungkin tak dapat ni, tapi u cuba la".

Well, finger crossed. sweat.gif

 

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