What to do in an accident in Malaysia, Everything about m/vehicle insurance
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 Feb 6 2024, 01:44 AM
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#1
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Junior Member
506 posts Joined: Jan 2003   
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Hi all, first time accident and reported to the police because the other party did not want to admit fault. May I know if I can repair my car first while waiting for the investigation as I do not want my NCD to be affected. Will be collecting the police report by morning. Please advise what are the next steps I should take. Thank you in advance.
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Feb 6 2024, 03:28 AM
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#2
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Junior Member
506 posts Joined: Jan 2003
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QUOTE(loui @ Feb 6 2024, 02:08 AM) If you repair without notifying insurance company Should i buy the police report now or wait until sarjan complete investigation ya?Very unlikely they will compensate you when you seek for reimbursement The best option you have now is to pressure the sarjan to complete your investigation ASAP  |
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Feb 6 2024, 10:39 AM
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#3
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Junior Member
506 posts Joined: Jan 2003
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QUOTE(loui @ Feb 6 2024, 10:35 AM) Buy now and submit first So I can buy the report now and submit it for OD KFK is it?Take it as notification to your insurance company Doing so, you won't be penalize for late submission You can still retract later if police refuse to saman other party and you decide to fix yourself to avoid losing NCD |
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Feb 6 2024, 02:44 PM
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#4
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Junior Member
506 posts Joined: Jan 2003
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QUOTE(loui @ Feb 6 2024, 11:38 AM) Yup Alright thank you so much!But will only grant KFK once you give them police saman which confirm the other party at fault If not, they will convert back to normal OD |
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