Hi. A bike run through a red light and hit my car last month. Guy was mostly fine, my car only got a bit of damage on the front bumper. I doubt that the guy took my details because it was raining heavily. I however, managed to record his plate number.

After I made sure that he's okay, I went to the police to make report. The traffic sergeant said he will file it as 'up to court decision' since the other guy haven't made a report on me.

Now, do I have to inform my insurance company of this little accident? And how do I do that? What should I say?

so better don't notify or anything? it's not like i want to claim insurance for damage or anything. damage was barely noticeable.