No need. Let them do it. Later got time can claim uninsured losses from TP insurer (if result in your favour). Can claim loss of use. Even loss of ncd. Got 6 years to do it. Keep your options open.

6 years is for filing civil claim, means go to court and fight

in your case, out of court settlement

1st thing 1st, you need a police report

without police report, insurance will not layan you at all

2nd thing, even if police report, any police report lodge after 48 hours (without any injury involve), police will saman you for lodging police report late and your insurance might resist claim on ground of late reporting

same thing goes to making a TPPD claim

then there shouldn't be any problem to file a claim then

you can do either OD-KFK or TPPD

check my early post to find out whether you entitle to OD-KFK or TPPD claim