Hi guys, just yesterday got into an accident.
Got rear banged by another car on highway.

Now awaiting police results ( 2 weeks)

In the mean time, went to workshop to evaluate and proceed to claim insurance.
But was told I have to pay RM400 cause I’m a P license holder.

My question is, is this true? I’m not claiming MY insurance.
I’m claiming the person that bang me ( third party claim)
Please assist thanks.