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 What to do in an accident in Malaysia, Everything about m/vehicle insurance

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PsychoJoe
post Nov 25 2020, 02:23 PM

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My parked car was rear-ended by a distracted motorcyclist and police report was made by both sides where he admitted guilt (still waiting for the keputusan).

My workshop insists that they don't process TPPD claims (only OD), and is pressuring me to take the NCD hit.

What are my options, if I would like to protect my NCD?

It seems I may need to appoint my own adjuster etc, anyone else has gone through the process before and can walk me through it?

loui The link to your sample TPPD letter is dead.


PsychoJoe
post Nov 27 2020, 03:23 PM

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QUOTE(loui @ Nov 25 2020, 02:46 PM)
call your insurance company

ask whether you can claim under "OD no fault" which will not affect your NCD

takes for example Am General @ Kurnia

https://www.amassurance.com.my/sites/amgen/...Theft-Eng_0.pdf

In their policy they does allow OD no fault claim

» Click to show Spoiler - click again to hide... «


it all depends on insurance company

Some will allow you to claim under OD no fault if you can provide the other party police report and keputusan (which shows the other side kena compound)
*
Thanks - looking into the no fault claim.

 

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