1 month ago, I was banged from behind by a car and the police report is lodged and insurance claimed is all done.

Today while I am sending the car to change the whole bumper (from last accident), again I am banged from behind by another car. I do not want to lodge the police report as the bumper will be claimed from last accident and it is a hassle to me as I’m flying off tonight.

What can I do to against the driver and get compensation? She said she will lodge report but can she still claim from insurance company if I don’t make police report?

Thank you for your reply.

You meant the insurance company from first or second accident will blacklist me?

I actually don’t plan to lodge report and claim from second accident. Because first insurance company already agreed to replace the bumper for me. But the driver today banged the same spot again.

What is the consequence if I lodge police report after 24hours and the car is totally fixed (I was on my way to replace my bumper from first accident)?

Can I ask for compensation besides claiming from insurance company?