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 What to do in an accident in Malaysia, Everything about m/vehicle insurance

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KopiMalaysiano
post Mar 23 2021, 08:52 AM

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QUOTE(focusrite @ Mar 23 2021, 08:33 AM)
The car I drive is not under my name so the insurance also not under my name, can I still claim insurance in an accident?
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Can already since these days insurance policy incl all drivers, back then 2/3 years ago they need to be named and need to add money
KopiMalaysiano
post Mar 23 2021, 08:54 AM

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QUOTE(The Residences @ Nov 30 2020, 10:01 PM)
Hi guys,

Want to ask something,

If the car that you own is an old car, I mean like Proton Waja, Proton Persona (older version), when you involved in accident and they declared it as total lost, but you still have loan with the bank,

Does the insurance company can pay you the money back same like what you loaned with the bank?

thank you

tq
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Based on market rate they pay. So u might need to own self bear losses
KopiMalaysiano
post Mar 23 2021, 08:54 AM

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QUOTE(kennethlkb87 @ Dec 21 2020, 03:30 PM)
Hi guys, need some advice. Today I got into a minor accident. A bike hit my car from the rear (side, near the rear wheel). Rear light broken, plus some scratches. The rider agreed to pay for repairs (gave me his h/p number). I have not go to workshop to repair the damage yet.

Should I make a police report just in-case the rider changed his mind?
Thanks all for your time.
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Polis report need within 24 hours, after that invalid
KopiMalaysiano
post Mar 23 2021, 08:57 AM

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QUOTE(Oishiteru @ Feb 6 2021, 08:40 PM)
Nid sum advice

Sum car did a dangerous cut in to my lane & i honk him & he purposely hit my car on the right side and sped away, recorded a video of him tryin to run away & refuse to stop..

Reported to sarjan & he say he tink tis is under kes jenayah & wait for his call.. juz wana noe wat shud i do with the damage? Can claim his insurance?
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Please update me jenayah i don’t know at all. Jenayah think insurance is claim not from the criminal’s premium that’s for sure, same as your thief do not have insurance policy to claim from when u are robbed

 

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