Just got into a car accident with another Myvi.

I told her to help me with repairs rather than go to police station but she refuse. Told me her car new and she just started paying by for car insurance so don’t mind if NCB reset.

Police confirm her fault later as she charge out from left illegal parking without waiting me to turn left into the parking lot first.

In her case is it better to go report police and let her car insurance bear the cost? She rather pay police summons? Won’t there be consequences if her claiming it with the car insurance company? The emphasis here is she just started paying car insurance so to her OK if NCB reset. First time in this situation, hope sifu2 sekalian can advice.

Below are the pics of the damage. Black sienta is my car with dented left back door. Hers also quite serious.




This post has been edited by Davidtcf: May 29 2023, 11:56 AM

I see, thanks for your detailed calculation.

Yeah makes sense then since paying 500+300 still better than paying repairs for both cars with own money.

another question is if my car is more than 5 years old, i need to repair at outside non toyota SC right? police told me my car more than 5 years old repair there will get surcharge 20-30% although i'm claiming the other person's insurance.

edit: yes the above is true, this is call betterment charge, you can google to read about it.

This post has been edited by Davidtcf: May 29 2023, 04:02 PM