ohh can send to any workshop bro or depend on the insurer?

if plan to do OD or OD-KFK, need to send to your own panel workshop

if TPPD, any PIAM registered workshop will do

go to the insurance company website to check which workshop is under their panelship

ohh kk thanks bro

loui

I've got a question, this morning some f**ker knocked into my wife's car while I was driving. Police report from both parties all made. My question is,

Since I'm not listed as assigned driver in her motor vehicle insurance policy, will there be any penalty fee pertaining to claiming the f**kers insurance?

OD & OD-KFK = Yes
TPPD = No

How much is the penalty?

If I add my name to the policy tomorrow morning that probably doesn't work right?

This post has been edited by ianrpf: May 30 2018, 05:15 PM

standard rate is RM400

Any suggestions to avoid this?

the only legal way to do it is to claim via TPPD which will take more time

as for illegal way, get your wife to lodge on behalf and that claim she is the driver

Will official SC handle the TPPD claim on my behalf or I need to get it done myself? If it takes more time meaning the car will be stranded longer at the SC right? How's TPPD claim? Smooth sailing? Or probably unadvisable?

Can't do illegal way since report already lodged. Had to chase the f**ker down and drag him to police station this morning.

you need to do it yourself via TPPD

and yes, it takes more time to fix it

1. send to workshop
2. hire an adjuster to estimate the repair bill (you need to pay but can claim back later)
3. submit the repair estimation + all police documents to insurance company
4. insurance company will tekan you the bill and you need to nego with them
5. settlement agreed and get the money
6. then only pay workshop to start fixing your car

Wah damn mah fan. Nvm I'll just pay the 400. Thanks so much!

Can anyone please advise, got hit by a lorry when i was moving straight and he from idling to reversing at taman muhibbah housing area, he hit liao despite my hon he just went off. So I made police report and asked policeman + my insurance agent whether I can claim his insurance. Policeman says Kena tjnggu keputusan fine,/ agent says lorry cannot claim, have to self claim like this will loose my ncb isn't it. The sarjan says xx date can come and take report but when I arrived the balai police they say the lorry driver didn't turn up. Please advise how to claim the driver insurance or self claim without affecting my ncb.


The whole story : i was in housing area driving straight whereby the road can only fit 1-2 cars max if those car owners keep their cars to their compound, so there was a lorry idling at 2/3 to the end , lorry head pointing towards ppl's gate tail occupied half of the road (slanting). i was approaching slowly and stop to make sure the lorry is idle so i hon once+ flash light and lorry didnt move for quite sometime, i was extra cautious as i knw the lorry doesnt belong to the taman , it was carrying" used/recycled machines" , only to reached the rear part of the lorry and noticed theres a guy driver playing with phone, so hes on my left and i was on the right still driving slowly , out of sudden he starts to reverse his car, theres plenty of gap i hon like mad and he still slammed my car on the left side , hes either having hearing issue /or too darn busy with his phone since i noticed his car window is widely open .


i keep emphasized the guy who reversed and knock my car was playing mobile phone yet the policeman didnt write it down, best thing is he hit and run, i actually understood how difficult for a driver to lose their hours of "working/ money", hence i waited there like a lunatic for hours for the guy to turn up before lodging police report. if he could covered half of my looses , i wouldnt have to make police report and get him "summon rm300". seriously speechless...

my option is TPPD> OD KFK
however police couldnt provide results due to the guy did not turn up / +my allianz agent says no way to claim lorry zzzz whereas i read the first post+ and google didnt state lorry as pengakutan awam. Anyone in this industry can confirm the claims made by my agent? if she insisted can i seek other agent/ supervisor from allianz to advise? Calling the allianz will only direct me to my agent after asking my "details"

This post has been edited by boonseng: Jun 13 2018, 01:59 AM

You can only initiate TPPD claim when it involve commercial vehicle (lorry)

Your agent lacks knowledge, just ignore her.

When it involve TPPD, you need to DIY

Workshop & agent are not obliged to help out. They are there to advise only

if somebody knock ur car, and if he/she doesn't make police report, i can't claim his/her insurance for car-fixing? this was being told by policeman.

Alright bro ty, it seems like if i wanna get it done easier should be od-kfk to protect my ncb rather than all out to go for tppd, am i correct in this regards? i was told no need to go SC until got "pic+ investigation results" if not the SC wont initiate the work, mine already passed the time given by sarjan, sight need to chase them abit
still waiting for investigation results, cant afford to put my car for long time in SC .

This post has been edited by boonseng: Jun 13 2018, 08:35 PM

yes and thats my current situation.

You can't do OD-KFK since the other vehicle is a commercial vehicle

I see thank you so much for your input so much more helpful than my agent not sure why agent keep insisting me to do self claim Od. Can't initiate tppd yet since sarjan on raya cuti, no keputusan siasatan sigh.

Made the effort to go to the insurance company, cannot do tppd because the incident is hit and run the lorry driver didn't turn up hence cannot go to the lorry insurance panel of workshop.

This post has been edited by boonseng: Jun 19 2018, 02:32 PM

Investigation results +pic of car damage is together? Wtf lol. No pic sc tak mau start