Jun 18 2015, 03:25 PM
QUOTE(kastrom14 @ Jun 18 2015, 11:44 AM)
Just nak share experience,
30/4/15 - Terima SMS dari developer
2/5/15 - Pergi pilih unit (Blok11) + bayar deposit, sampai pukul7pg dapat no.2
, bayar rm2k.
5/5/15 - Start apply loan kat Maybank, Hong Leong, Public Bank & RHB
11/5/15 - Maybank reply, loan sdg process
12/5/15 - Terima surat LPHS
14/5/15 - Loan Maybank approved, BLR 4.65%
16/5/15 - Sign S&P document, lawyer Sheng Lee Law Firm (Cik Rafidah) & bayar balance 10% downpayment. Developer cop surat LPHS.
18/5/15 - Sign Loan Offer Letter
19/5/15 - Hantar keratan surat LPHS ke ofis LPHS
30/5/15 - Sign Loan agreement, bayar legal fee & stamping untuk S&P & loan agreement
17/6/15 - Terima progress billing dari developer untuk jelaskan 10% downpayment. dah call developer, suruh abaikan sbb dah bayar.
Sekarang tengah tggu lawyer hantar balik original S&P & loan agreement yang dah siap stamping.
Btw, lawyer kena chase hari2 baru cpat buat keje.
kalau loan lambat approve, inform developer. nnt lawyer akan call, inform lawyer minta masa. nnt lawyer akan nego ngan developer.
loan maybank paling sng, sbb dia siap2 check info finance kita dengan bank negara. so, kalo xde outstanding, In sha Allah bole approve.
30/4/15 - Terima SMS dari developer
2/5/15 - Pergi pilih unit (Blok11) + bayar deposit, sampai pukul7pg dapat no.2
, bayar rm2k.5/5/15 - Start apply loan kat Maybank, Hong Leong, Public Bank & RHB
11/5/15 - Maybank reply, loan sdg process
12/5/15 - Terima surat LPHS
14/5/15 - Loan Maybank approved, BLR 4.65%
16/5/15 - Sign S&P document, lawyer Sheng Lee Law Firm (Cik Rafidah) & bayar balance 10% downpayment. Developer cop surat LPHS.
18/5/15 - Sign Loan Offer Letter
19/5/15 - Hantar keratan surat LPHS ke ofis LPHS
30/5/15 - Sign Loan agreement, bayar legal fee & stamping untuk S&P & loan agreement
17/6/15 - Terima progress billing dari developer untuk jelaskan 10% downpayment. dah call developer, suruh abaikan sbb dah bayar.
Sekarang tengah tggu lawyer hantar balik original S&P & loan agreement yang dah siap stamping.
Btw, lawyer kena chase hari2 baru cpat buat keje.
kalau loan lambat approve, inform developer. nnt lawyer akan call, inform lawyer minta masa. nnt lawyer akan nego ngan developer.
loan maybank paling sng, sbb dia siap2 check info finance kita dengan bank negara. so, kalo xde outstanding, In sha Allah bole approve.
Quote
..sy nak tny yg pasal loan agreement tu kna byar dekat siapa ea...??sbb sy dah sign loan offer letter br2 ni, esok br pegi sign SNP...tp yg loan agreement tu mmg kna cas ea and kna byr dekat siapa....bank ke..??..sbb first home...so xtw apa pon..jst follow the flow je ni...
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