Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V13, Treats Fair on 11 till 14 Jun 15
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 May 15 2015, 11:14 PM
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#1
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Newbie
3 posts Joined: May 2015 
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Hi, I just received a call from Maybank today asking me to apply MBBCard2 Amex and Visa and email them my latest 2 month salary slips, but my annual income is less than RM36000 and I already hold cards from UOB and HLB. So why are they offering me the cards? What will be the rate of approval like? Thanks in advance.
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May 16 2015, 10:20 AM
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#2
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Newbie
3 posts Joined: May 2015
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QUOTE(sj0217 @ May 15 2015, 11:23 PM) Most likely your salary is direct credit into MBB bank, therefore, bank offer for you to apply even though your income is not fulfill Like I said, they requested me to submit my 2-month salary slips to them. My salary is issued by cheque and I banked in to MBB saving account. What I am concern about is since they are offering me the cards, is it 101% that I will get the card or 50-50 or 0% since I am already holding cards from 2 issuers? Thanks. QUOTE(Human Nature @ May 15 2015, 11:33 PM) I think he is concern on the BNM regulation of maximum two issuers. Not sure how strict are they regulating this. Exactly. MBB better don't give me false hope. Lol. |
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May 16 2015, 11:26 AM
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#3
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Newbie
3 posts Joined: May 2015
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QUOTE(fruitie @ May 16 2015, 11:16 AM) Though the agent can call you and offer you but it's still subject to management‘s approval. No harm trying though. Right. Thanks for the clarification. Will submit and see, but I am wondering who else are having cards from more than 2 issuers and earns not more than RM36k in a year.  |
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