Did anyone notice ? Treatpoint redemption is now 43,680 for most RM100 vouchers !

MBB does not keep its promise! It was supposed to be 40k, not 43680

On the catalogue

Did you recently apply for a CC? The bank will look into your credit report and say 'Your commitment is higher than your income. Which means you are likely to default on your card. That is why banks reject you! It is a good idea not to apply at this time, try again in 6 months time. Of course, at that time there must be a change in circumstances, you have to demonstrate that your income ( on record of course, the bank won't believe your parent is paying the loan!) could support your commitment . If not, your only chance then to get the card is to pledge FD.

Preferably the bigger branch, where staff have better experience dealing with this sort of application. But do you intent on pledging FD now? Not a good idea though. It's better to cool off 6 months before you apply again.

This post has been edited by Wongchoy: May 20 2015, 04:14 PM

Try pledging FD this December. At the meantime, do not default on your loans. You will get your cards by the end of the year

The problem is, he got his application rejected. So during this 6 months cooling off period, any application including pledge is auto reject by the system.

What are you expecting from your card? One piece of advise, if you apply and cancel credit card fancifully without reason, you can expect your future loan application to be more difficult.

100% genuine and really fast. Reply and get CL will increase within 72 hours!

They won't auto increase CL anyway without cardholder consent, that's why they will make offer to selected cardholder to whom the bank feels worthy of. The keyword is credit worthiness.


No I don't but my brother and father do.

Card will expire on the last day of the month. Eg Aug 2015, cards will expire on 31 Aug 2015. Sept 2015, cards will expire on 30 Sept 2015 etc.